1142 Nipomo Ave, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1142 Nipomo Ave, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,248 sqft · built 1962
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on File
Last Sale$122,000 (Jul 1997)
Tax Bill$12,912 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN038-591-018

Property Details

APN / Parcel Number

Primary APN038-591-018

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeWood
Lot Area6,250 sqft (0.144 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address1142 NIPOMO AVE
CityLOS OSOS
StateCA
Zip93402-2724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 132 LTS 23 & 24
Legal SubdivisionEL MORO
Legal Tract1
Legal Block132
Legal Lot Number23,24
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1013
Census Tract10703

Owner

1142 Nipomo Ave is owned and occupied by two individuals who bought it in July 1997.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1142 NIPOMO AVE, LOS OSOS, CA 93402-2724
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 1997 · Amount on File
Deed SaleJul 22, 1997 · Amount on File
Prior SaleMay 6, 1997 · Amount on File
Deed Document Number199738070
Prior Transfer DateJun 23, 1997
Prior Transfer Doc0000038071
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1142 NIPOMO AVE, LOS OSOS, CA 93402-2724
Transaction TypeMortgage
Record UpdatedDec 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1142 NIPOMO AVE, LOS OSOS, CA 93402-2724

Mortgage

Document Number0000033699
DateNov 3, 2025
Instrument2025033699
Lender
NameIHAB R GHANNAM
TypePrivate Party
Address906 VISTA RIDGE LN, WESTLAKE VILLAGE, CA 91362
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1142 Nipomo Ave was $12,912 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$198,666 (+2%) Land $105,848 Building $92,818
2025$12,912.00 Homeowner's exemption$194,772 Land $103,773 Building $90,999
2023$13,047.00 (+4.33%) Homeowner's exemption$187,211 Land $99,745 Building $87,466
2022$12,505.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1142 Nipomo Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1142 Nipomo Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.

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