Schenectady County and Rotterdam Town property record for 1142 Cushing Ln, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,163 sqft · built 1955 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,000 (Sep 2019) |
| Tax Bill | $4,608 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.10-4-50 |
| Primary APN | 422800 59.10-4-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,163 sqft Living Area |
| 1st Floor Area | 775 sqft |
| Upper Floors Area | 388 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 120 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1142 CUSHING LN |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G COLDBROOK-667 5.-384-25 |
| Legal Block | 4 |
| Legal Lot Number | 50.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1142 CUSHING LN, SCHENECTADY, NY 12303-3663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 9, 2019 | Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2019 · Amount on Record |
| Deed Sale | Sep 9, 2019 · Amount on Record |
| Prior Sale | Sep 24, 2008 · Amount on Record |
| Deed Document Number | 201940149 |
| Deed Book / Page | 2019 / 421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1142 CUSHING LN, SCHENECTADY, NY 12303-3663 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1142 CUSHING LN, SCHENECTADY, NY 12303-3663 |
| Document Number | 0000049022 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 5326/781 |
| Instrument | 202349022 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Aug 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1142 CUSHING LN, SCHENECTADY, NY 12303-3663 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1142 CUSHING LN, SCHENECTADY, NY 12303-3663 |
| Document Number | 0000038685 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 5243/416 |
| Instrument | 202238685 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 9, 2019 |
| Property Address | 1142 CUSHING LN, SCHENECTADY, NY 12303-3663 |
| Document Number | 0000040149 |
| Book / Page | 2019 / 421 |
| Map Reference | DR 65 MAP 72 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 201940149 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $568.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1142 CUSHING LN, 1142, SCHENECTADY, NY 12303-3663 |
| Name | Verified Name |
|---|---|
| Address | 2313 GUILDERLAND AVE, SCHENECTADY, NY 12306-4428 |
| Document Number | 0000040150 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 201940150 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,608.00 (+1.63%) | ||
| 2025 | $4,534.00 | $124,000 (-) Land $6,800 Building $117,200 | $190,800 (+16.91%) Land $10,463 Building $180,337 |
| 2023 | $124,000 Land $6,800 Building $117,200 | $163,200 Land $8,950 Building $154,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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