11419 E Steamboat Bay Rd, Brainerd, MN 56401 Property Records

Cass County property record for 11419 E Steamboat Bay Rd, Brainerd, MN 56401

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,554 sqft · built 1995
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$603,000 (Oct 2005)
Tax Bill	$10,228 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2021 Refinance + 1 more
APN	`87-029-1411`

Property Details

APN / Parcel Number

Primary APN	`87-029-1411`
Alternative APN	`45859`

Interior

Building Area	1,554 sqft Base Area
1st Floor Area	1,554 sqft
Basement Area	1,554 sqft
Finished Basement	1,554 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	300 ft deep x 100 ft wide
View / Lot	Waterfront / Beach
Garage Area	624 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	219 sqft
Patio Area	1 sqft
Boat House	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	45859
Street Address	11419 E STEAMBOAT BAY RD
City	BRAINERD
State	MN
Zip	56401-3086
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	PT OF GOV LOTS 2 & 3
Legal Range	29
Legal Township	134
Legal Section	29
Legal Lot Number	2-3
Jurisdiction	CASS MN
Township / Civil Division	EAST GULL LAKE
Census Block Group	1
Census Block	1028
Census Tract	960801

Owner

11419 E Steamboat Bay Rd, a residential property, is owned by an individual who bought it in October 2005.

Source: Cass County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	8628 LAKE RILEY DR, CHANHASSEN, MN 55317-4501
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jan 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST WESTERN TRUST BANK
Aug 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2005 · Amount on File
Deed Sale	Oct 25, 2005 · Amount on File
Deed Document Number	2005505585
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	11419 E STEAMBOAT BAY RD, EAST GULL LAKE, MN 56401-3086
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000719653
Date	Mar 31, 2026
Instrument	A000719653

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	11419 E STEAMBOAT BAY RD, EAST GULL LAKE, MN 56401-3086
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000668004
Date	Jan 6, 2021
Instrument	A000668004

Lender

Name	FIRST WESTERN TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	11419 E STEAMBOAT BAY RD, EAST GULL LAKE, MN 56401-3086
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000662636
Date	Aug 17, 2020
Instrument	A000662636

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 11419 E Steamboat Bay Rd was $10,228, up 2.7% from the year before.

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
Municipality	East Gull Lake City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,228.00 (+2.73%)
2025	$9,956.00	$1,376,300 Land $912,000 Building $464,300	$1,376,300 Land $912,000 Building $464,300
2023	$7,078.00
2022		$962,100 Land $550,000 Building $412,100	$962,100 Land $550,000 Building $412,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11419 E Steamboat Bay Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11419 E Steamboat Bay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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