11418 Alligator St, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 11418 Alligator St, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	2,822 sqft · built 2025
Lot Size	0.207 acres (9,040 sqft)
Owner	Company Name on Record
Last Sale	$15,000 (Dec 2023)
Tax Bill	$191 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone D (undetermined)
APN	`41-23-33-478-002`

Property Details

APN / Parcel Number

Primary APN	`41-23-33-478-002`
Alternative APNs	`0098887-000000-2` `10004713790`

Interior

Building Area	2,822 sqft Living Area
Gross Area	2,989 sqft

Exterior

Year Built	Built 2025
Lot Area	9,040 sqft (0.207 acres)
Lot Dimensions	113 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004713790
Old Parcel Number	00988870000002
Street Address	11418 ALLIGATOR ST
City	PUNTA GORDA
State	FL
Zip	33955-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	SPG 007 0000 1924 SOUTH PUNTA GORDA HEIGHTS 7TH ADD LTS 1924 & 1925 200/149 PR74-387 TD4959/75 3292296 335
Legal Range	23E
Legal Township	41S
Legal Section	33
Legal Subdivision	PUNTA GORDA
Legal Lot Number	1924 1925
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2048
Census Tract	10505

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5793 CAPE HARBOUR DR STE 116, 116, CAPE CORAL, FL 33914-8646
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST
Dec 21, 2023	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS
Jul 19, 2023	Special Warranty Deed, Transfer UNKNOWN, CHERRY TITLE LLC
Apr 5, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Prior Sale	Jul 19, 2023 · Amount on Record
Deed Document Number	3351948
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	11418 ALLIGATOR ST, PUNTA GORDA, FL 33955-1435
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003617656
Date	Feb 25, 2026
Instrument	3617656

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	FORT MYERS, FL 33919

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 10, 2055

Interest

Rate Type	Adjustable Rate

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 21, 2023
Property Address	11418 ALLIGATOR ST, PUNTA GORDA, FL 33955-1435
Document Number	0003351948
Map Reference	MB 3 PG 96A-96E
Instrument Date	Dec 21, 2023
Instrument	3351948
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1816 CHADBURY LOOP, DAVENPORT, FL 33837-3647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5793 CAPE HARBOUR DR STE 116, 116, CAPE CORAL, FL 33914-8646

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 19, 2023
Property Address	11418 ALLIGATOR ST, PUNTA GORDA, FL 33955-1435
Document Number	0003292296
Map Reference	MB 3 PG 66
Instrument Date	Jul 18, 2023
Instrument	3292296
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	UNKNOWN, CHERRY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$714.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3495 5TH AVE N, SAINT PETERSBURG, FL 33713-9010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 CHADBURY LOOP, DAVENPORT, FL 33837-3647

April 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 5, 2022
Property Address	11418 ALLIGATOR ST, PUNTA GORDA, FL 33955-1435
Document Number	0049590075
Book / Page	4959 / 75
Instrument Date	Apr 5, 2022
Instrument	3083330
Transaction Type	Foreclosure
Record Updated	Dec 11, 2025

Transaction

Amount	Amount Recorded
Tax	$84.70
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 RICHER RD, STODDARD, NH 03464-4236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10236 THURSTON GROVES BLVD, LARGO, FL 33778-3822

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$191.00 (-61.95%)	$12,723 (+6.5%)	$14,968 (+6.5%) Land $14,208 Building $760
2023	$502.00 (+27.09%)	$11,946 (+33.56%)	$14,054 (+57.13%) Land $14,054
2022	$395.00	$8,944 Land $8,944	$8,944 Land $8,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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