Oldham County property record for 11415 River Beauty Loop, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.15 acres (6,538 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $20,749 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-14-1A-35 |
| Primary APN | 11-14-1A-35 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,538 sqft (0.15 acres) |
|---|
| Account Number | 69810 |
|---|---|
| Street Address | 11415 RIVER BEAUTY LOOP |
| City | PROSPECT |
| State | KY |
| Zip | 40059-6318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .1501AC |
| Legal Block | SEC 1A |
| Legal Lot Number | 35 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30704 |
11415 River Beauty Loop is owned and occupied by two individuals.
Source: Oldham County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11415 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 7, 2022 | Deed of Trust, Mortgage · Line of Credit RIVER CITY BANK INC |
| Oct 19, 2022 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Aug 27, 2026 |
| Property Address | 11415 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6318 |
| Document Number | 0000952680 |
| Book / Page | 2758 / 402 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 2026952680 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11415 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6318 |
| Document Number | 0000952680, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 2758/402 |
| Instrument | 2026952680 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 11415 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M2574/858 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | M2574/858 |
| Instrument | 680822 |
| Name | RIVER CITY BANK INC |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Feb 24, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Oct 19, 2022 |
| Property Address | 11415 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6318 |
| Document Number | 0D1342/236 |
| Book / Page | D1342 / 236 |
| Map Reference | MB 1314 PG 13 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 709831 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 WIBBLE HILL RD, LOUISVILLE, KY 40299-4841 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 11415 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6318 |
The 2025 property tax bill for 11415 River Beauty Loop was $20,749.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,749.00 | $1,589,550 Land $195,263 Building $1,394,287 | $1,589,550 Land $195,263 Building $1,394,287 |
| 2023 | $20,670.00 | $1,589,550 Land $195,263 Building $1,394,287 | $1,589,550 Land $195,263 Building $1,394,287 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11415 River Beauty Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11415 River Beauty Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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