11413 Zimmerman Path, Oxford, FL 34484 Property Records

Sumter County property record for 11413 Zimmerman Path, Oxford, FL 34484

Property Summary

Property Type	Single Family Home
Details	2,886 sqft · built 2017
Lot Size	0.391 acres (17,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Mar 2022)
Tax Bill	$6,009 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181823D18C328`

Property Details

APN / Parcel Number

Primary APN	`181823D18C328`
Alternative APNs	`D18C328` `1075487`

Interior

Building Area	2,886 sqft Living Area
Gross Area	4,470 sqft
1st Floor Area	2,534 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Concrete Block
Lot Area	17,011 sqft (0.391 acres)
Garage Type	Attached
Garage Area	1,166 sqft
Parking Spaces	4 Parking Spaces
Porch	Screened Porch
Porch Area	945 sqft

Location & Zoning

Street Address	11413 ZIMMERMAN PATH
City	OXFORD
State	FL
Zip	34484-3554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 328 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D
Legal Range	23E
Legal Township	18S
Legal Section	18
Legal Subdivision	OXFORD OAKS PHASE TWO
Legal Lot Number	328
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2028
Census Tract	910100

Owner

Source: Sumter County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11413 ZIMMERMAN PATH, OXFORD, FL 34484-3554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Apr 2, 2020 · Amount on Record
Deed Document Number	202212237
Deed Book / Page	4220 / 74
Last Transfer Date	Jul 15, 2025
Transfer Doc	0049090619
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	11413 ZIMMERMAN PATH, OXFORD, FL 34484-3554
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11413 ZIMMERMAN PATH, OXFORD, FL 34484-3554

Mortgage

Document Number	0043360178
Date	Aug 30, 2022
Book Page	4336/178
Instrument	202260042991

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Mar 10, 2022
Property Address	11413 ZIMMERMAN PATH, OXFORD, FL 34484-3554
Document Number	0042200074
Book / Page	4220 / 74
Map Reference	MB 16 PG 17
Instrument Date	Feb 28, 2022
Instrument	202260012237
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	OXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	562 WISHBONE LN, 562, LAKE MARY, FL 32746-0006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11413 ZIMMERMAN PATH, OXFORD, FL 34484-3554

Mortgage

Document Number	0000422076
Date	Mar 10, 2022
Instrument	4220/76

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Apr 2, 2020
Property Address	11413 ZIMMERMAN PATH, OXFORD, FL 34484-3554
Document Number	0037340130
Book / Page	3734 / 130
Map Reference	MB 16 PG 17,17A-17D
Instrument Date	Mar 18, 2020
Instrument	202060014354
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11413 ZIMMERMAN PATH, OXFORD, FL 34484-3554

Mortgage

Document Number	0037340131
Date	Apr 2, 2020
Instrument	3734/0131

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,009.00 (+5.79%) Additional exemption filed	$455,060 (+5.99%)	$504,930 (-0.88%) Land $42,530 Building $462,400
2024	$5,680.00 (+7.96%)
2023	$5,261.00 (-6.9%) Additional exemption filed	$429,360 (+4.16%)	$509,410 (+23.34%) Land $42,530 Building $466,880
2022	$5,651.00	$412,200	$413,000 Land $15,000 Building $398,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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