11412 Fairoak Dr, Silver Spring, MD 20902 Property Records

Montgomery County property record for 11412 Fairoak Dr, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,776 sqft · built 1960
Lot Size	0.19 acres (8,285 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Sep 2026)
Tax Bill	$6,316 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01327417`

Property Details

APN / Parcel Number

Primary APN	`13-01327417`
Alternative APN	`01327417`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,776 sqft Living Area
Gross Area	3,112 sqft
1st Floor Area	1,294 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bi-Level
Exterior Material	Frame
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,285 sqft (0.19 acres)

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Deck Area	160 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01327417
Street Address	11412 FAIROAK DR
City	SILVER SPRING
State	MD
Zip	20902-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	KEMP MILL EST
Legal Subdivision	KEMP MILL ESTATES
Legal Block	26
Legal Lot Number	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2014
Census Tract	703208

Owner

Source: Montgomery County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11412 FAIROAK DR, SILVER SPRING, MD 20902-3137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORPORATION
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	Dec 10, 2010 · Amount on Record
Deed Book / Page	70907 / 479
Transfer Doc	0000177490
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 4, 2026
Property Address	11412 FAIROAK DR, SILVER SPRING, MD 20902-3137
Document Number	7090000479
Book / Page	70907 / 479
Instrument Date	Sep 1, 2026
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	WESTCOR LAND TITLE, WESTCOR LAND TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11412 FAIROAK DR, SILVER SPRING, MD 20902-3137

Mortgage

Document Number	7090000487,
Date	Sep 4, 2026
Book Page	70907/487

Lender

Name	FIRST SAVINGS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11412 FAIROAK DR, SILVER SPRING, MD 20902-3137
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0624720217
Date	Apr 9, 2021
Book Page	62472/217

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,700 (-5.95%) Land $218,900 Building $286,800	$505,700 (-5.95%) Land $218,900 Building $286,800
2025	$6,316.00 (+16.77%)	$537,700 (+5.77%) Land $218,900 Building $318,800	$537,700 (-) Land $218,900 Building $318,800
2023		$508,367	$537,700 Land $218,900 Building $318,800
2022	$5,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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