11411 Terrell Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 11411 Terrell Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,883 sqft · built 1989
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Sep 2025)
Tax Bill	$3,852 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5170-1091-0070`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5170-1091-0070`
Alternative APNs	`00604206` `604206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,883 sqft Living Area
1st Floor Area	1,883 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Area	441 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Porch
Porch Area	1,204 sqft
Deck Area	168 sqft
Patio Area	488 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00604206
Street Address	11411 TERRELL RD
City	SPRING HILL
State	FL
Zip	34608-3068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 17 BLK 1091 LOT 7
Legal Range	18E
Legal Township	23S
Legal Section	08
Legal Subdivision	SPRING HILL UNIT 17
Legal Block	1091
Legal Lot Number	7
Legal Unit	17
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1029
Census Tract	41004

Owner

Source: Hernando County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11411 TERRELL RD, SPRING HILL, FL 34608-3068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 31, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	May 2, 2024 · Amount on Record
Deed Document Number	2025065481
Deed Book / Page	4611 / 1883
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 19, 2025
Property Address	11411 TERRELL RD, SPRING HILL, FL 34608-3068
Document Number	0046111883
Book / Page	4611 / 1883
Map Reference	MB 9 PG 31-48
Instrument Date	Sep 9, 2025
Instrument	2025065481
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	SHELTER BAY CLOSINGS SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5530 ALDERWOOD ST, SPRING HILL, FL 34606-3908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11411 TERRELL RD, SPRING HILL, FL 34608-3068

Mortgage

Document Number	0046111885
Date	Sep 19, 2025
Book Page	4611/1885
Instrument	2025065482

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	May 31, 2023
Property Address	11411 TERRELL RD, SPRING HILL, FL 34608-3068
Document Number	0043031731
Book / Page	4303 / 1731
Map Reference	MB 9 PG 31-48
Instrument Date	May 3, 2023
Instrument	2023033346
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 ADAMS AVE, STATEN ISLAND, NY 10306-5216

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	323 ADAMS AVE, STATEN ISLAND, NY 10306-5212

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,852.00 (-17.52%)	$269,867 (+0.45%) Land $45,352 Building $224,515	$269,867 (+0.45%) Land $45,352 Building $224,515
2024	$4,670.00 (+35.87%)	$268,647 (+35.51%) Land $40,873 Building $227,774	$268,647 (+1.17%) Land $40,873 Building $227,774
2023		$198,243 (-19.02%) Land $198,243
2022	$3,437.00	$244,792 Land $25,979 Building $218,813	$265,546 Land $40,313 Building $225,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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