Hamilton County property record for 1141 Highland Dr, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,364 sqft · built 1930 |
| Lot Size | 0.438 acres (19,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $382,500 (Mar 2025) |
| Tax Bill | $1,455 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit Aug 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127P M 009 |
| Primary APN | 127P M 009 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,100 sqft (0.438 acres) |
| Lot Dimensions | 191 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000052223 |
|---|---|
| Street Address | 1141 HIGHLAND DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT PT 1 BLK 2 HIGHLANDS PB 6 PG 29 |
| Legal Subdivision | HIGHLANDS |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1141 Highland Dr is owned and occupied by an individual who bought it in March 2025.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1141 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2025 | Deed of Trust, Mortgage · Line of Credit BUILTWELL BANK |
| Aug 6, 2025 | Deed of Trust, Mortgage · Line of Credit WILSON BANK & TRUST |
| Mar 7, 2025 | Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Sep 3, 2020 | Warranty Deed, Transfer · Conventional with PMI STOCKTON MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2025 · Amount on File |
| Deed Sale | Mar 7, 2025 · Amount on File |
| Prior Sale | Sep 3, 2020 · Amount on File |
| Deed Document Number | 2025030700074 |
| Deed Book / Page | 13855 / 479 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1141 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1141 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Document Number | 0000000014 |
|---|---|
| Date | Feb 25, 2025 |
| Book Page | 13844/391 |
| Instrument | 2025022500014 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 56 Months |
| Due | Oct 20, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1141 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1141 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Document Number | 0000000095 |
|---|---|
| Date | Aug 6, 2025 |
| Book Page | 14005/739 |
| Instrument | 2025080600095 |
| Name | WILSON BANK & TRUST |
|---|---|
| Type | Bank |
| Address | LEBANON, TN 37087 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 23 Months |
| Due | Jul 10, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 7, 2025 |
| Property Address | 1141 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Document Number | 0000000074 |
| Book / Page | 13855 / 479 |
| Map Reference | MB 6 PG 29 |
| Instrument Date | Mar 6, 2025 |
| Instrument | 2025030700074 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,415.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1141 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 3, 2020 |
| Property Address | 1141 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Document Number | 0903000322 |
| Book / Page | 012140 / 000090 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 200903000322 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2020 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,018.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1141 HIGHLAND DR CHATTANOOGA TN 374052315, CHATTANOOGA, TN 37405-2315 |
| Document Number | 903000323 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 012140/000093 |
| Instrument | 200903000323 |
| Name | STOCKTON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 2, 2050 |
The 2025 property tax bill for 1141 Highland Dr was $1,455, down 15.1% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,455.00 (-15.06%) | $96,050 (+25.39%) | $384,200 (+25.39%) Land $225,000 Building $159,200 |
| 2024 | $1,713.00 | $76,600 (-) | $306,400 (-) Land $150,000 Building $156,400 |
| 2023 | $1,713.00 | $76,600 (-) | $306,400 (-) Land $150,000 Building $156,400 |
| 2022 | $1,713.00 | $76,600 | $306,400 Land $150,000 Building $156,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1141 Highland Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1141 Highland Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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