1141 E 3rd St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 1141 E 3rd St, Chattanooga, TN 37403

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.166 acres (7,239 sqft)
OwnerOwner Name on Record
Last Sale$100,000 (Jul 2012)
Tax Bill$874 (2025)
Deeds & MortgagesOct 2019 Loan Modification
Sep 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN146B D 008

Property Details

APN / Parcel Number

Primary APN146B D 008

Exterior

Lot Area7,239 sqft (0.166 acres)
Lot Dimensions106 ft deep x 68.3 ft wide

Location & Zoning

Old Parcel Number146B D008
Street Address1141 E 3RD ST
CityCHATTANOOGA
StateTN
Zip37403-2204
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeO1
Legal DescriptionPT LTS 11 12 BLK 5 CITICO CITY PB 2 PG 26
Legal SubdivisionCITICO CITY
Legal Block5
Legal Lot Number11,12 12
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3030
Census Tract400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address702 CENTRAL AVE, CHATTANOOGA, TN 37403-2806

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2019Loan Modification, Mortgage
SMARTBANK
Sep 5, 2017Loan Modification, Mortgage · Line of Credit
SMARTBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2012 · Amount on Record
Deed SaleJul 24, 2012 · Amount on Record
Prior SaleJun 12, 2008 · Amount on Record
Deed Document Number0000000175
Last Transfer DateAug 28, 2013
Transfer Doc0000000046
Record UpdatedJun 8, 2026

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address1141 E 3RD ST, CHATTANOOGA, TN 37403-2204
Document Number1118000177
Instrument DateOct 15, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address702 CENTRAL AVE CHATTANOOGA TN 374032806, CHATTANOOGA, TN 37403-2806

Mortgage

Document Number1118000177
DateNov 18, 2019
Book Page011822/000685
Instrument191118000177
Lender
NameSMARTBANK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
AmountAmount Recorded
Term12 Months
DueNov 17, 2020

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address1141 E 3RD ST, CHATTANOOGA, TN 37403-2204
Document Number0000000022
Book / Page011181 / 000623
Instrument DateSep 5, 2017
Transaction TypeMortgage
Record UpdatedJan 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address702 CENTRAL AVE CHATTANOOGA TN 374032806, CHATTANOOGA, TN 37403-2806

Mortgage

Document Number0000000022
DateOct 18, 2017
Book Page011181/000623
Instrument22
Lender
NameSMARTBANK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueOct 17, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$874.00 (+179.23%)$57,720 (+312.29%)$144,300 (+312.29%) Land $144,300
2024$313.00$14,000 (-)$35,000 (-) Land $35,000
2023$313.00$14,000 (-)$35,000 (-) Land $35,000
2022$313.00$14,000$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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