11409 Moreno Ave, Lakeside, CA 92040 Property Records

San Diego County property record for 11409 Moreno Ave, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,571 sqft · built 1977
Lot Size2.16 acres (94,090 sqft)
OwnerCompany Name on File
Last Sale$715,000 (May 2018)
Tax Bill$9,856 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN392-164-23-00

Property Details

APN / Parcel Number

Primary APN392-164-23-00
Alternative APN
  • 3921640400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,571 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area94,090 sqft

Location & Zoning

Old Parcel Number3921640400
Street Address11409 MORENO AVE
CityLAKESIDE
StateCA
Zip92040-1438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionBLK 1 LOT 14 S H OF W 650 FT OF LOT 13&DOC83-308135 IN LOT TR 002462
Legal SubdivisionSAN VICENTE VALLEY FARMS
Legal Tract002462
Legal Block1
Legal Lot Number14,13
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1041
Census Tract16902

Owner

Source: San Diego County records · APN 392-164-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address11409 MORENO AVE, LAKESIDE, CA 92040-1438
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 21, 2018Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 21, 2018 · Amount on Record
Deed SaleMay 21, 2018 · Amount on Record
Prior SaleSep 10, 2010 · Amount on Record
Deed Document Number2018205074
Prior Transfer DateDec 09, 2015
Prior Transfer Doc0000640029
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address11409 MORENO AVE, LAKESIDE, CA 92040-1438
Transaction TypeMortgage
Record UpdatedJul 05, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11409 MORENO AVE, LAKESIDE, CA 92040-1438

Mortgage

Document Number0000457195
DateJun 23, 2021
Instrument2021-0457195
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 21, 2018
Property Address11409 MORENO AVE, LAKESIDE, CA 92040-1438
Document Number0000205074
Map ReferenceMAP 2462
Instrument DateApr 30, 2018
Instrument2018-0205074
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address11409 MORENO AVE, LAKESIDE, CA 92040-1438

Mortgage

Document Number0000205075
DateMay 21, 2018
Instrument2018-0205075
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$829,813 (+2%) Land $464,232 Building $365,581
2025$9,856.00 (+5.27%)$813,543 (+4.04%) Land $455,130 Building $358,413
2023$9,363.00 (+1.53%)$781,954 Land $437,457 Building $344,497
2022$9,222.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims29 (1978–2016)
Claims Outside the SFHA1 of 29
Most Recent ClaimMar 2016 · other causes
Claims by Event
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskHigh
above 76% of the US · above 53% of California
Wildfire Likelihood0.5% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 121 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAKESIDE WD
private · serves 35,500 people
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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