11409 Cam Ct, Kensington, MD 20895 Property Records

Montgomery County property record for 11409 Cam Ct, Kensington, MD 20895

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,687 sqft · built 1959
Lot Size	0.182 acres (7,936 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,600 (Jan 2018)
Tax Bill	$6,271 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01262457`

Property Details

APN / Parcel Number

Primary APN	`13-01262457`
Alternative APN	`01262457`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,687 sqft Living Area
1st Floor Area	1,204 sqft
Basement Area	483 sqft
Finished Basement	483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,936 sqft (0.182 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01262457
Street Address	11409 CAM CT
City	KENSINGTON
State	MD
Zip	20895-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	ROCK CREEK PALISADES SEC 22
Legal Subdivision	ROCK CREEK PALISADES
Legal Block	M
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1007
Census Tract	703502

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11409 CAM CT, KENSINGTON, MD 20895-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG
Jan 25, 2018	Deed, Transfer · Conventional Mortgage SAGE TITLE GROUP LLC
Oct 25, 2017	Trustee's Deed, Construction Loan · Construction Mortgage KAREN KUCHINS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2018 · Amount on Record
Deed Sale	Jan 25, 2018 · Amount on Record
Prior Sale	Nov 14, 2002 · Amount on Record
Deed Book / Page	55535 / 36
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11409 CAM CT, KENSINGTON, MD 20895-1313
Document Number	0600990415
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11409 CAM CT KENSINGTON MD 208951313, KENSINGTON, MD 20895-1313

Mortgage

Document Number	0600990415
Date	Jul 21, 2020
Book Page	060099/000415

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	FAIRFAX, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2035

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 25, 2018
Property Address	11409 CAM CT, KENSINGTON, MD 20895-1313
Document Number	0555350036
Book / Page	55535 / 036
Map Reference	MB63 PL5535
Instrument Date	Dec 19, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,689.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11409 CAM CT, KENSINGTON, MD 20895-1313

Mortgage

Document Number	, 55535-042
Date	Jan 25, 2018
Instrument	55535-042

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 25, 2017
Property Address	11409 CAM CT, KENSINGTON, MD 20895-1313
Document Number	0551400031
Book / Page	055140 / 000031
Instrument Date	Oct 16, 2017
Transaction Type	Construction Loan
Record Updated	Nov 6, 2017
Title Company	PARAGON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11409 CAM CT KENSINGTON MD 208951313, KENSINGTON, MD 20895-1313

Mortgage

Document Number	551400031
Date	Oct 25, 2017
Book Page	055140/000031

Lender

Name	KAREN KUCHINS
Address	4111 LELAND ST, CHEVY CHASE, MD 20815-5033

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 24, 2018

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,633 (+1.85%)	$553,500 (-) Land $245,500 Building $308,000
2025	$6,271.00 (+10.37%)	$533,767 (+2.42%)	$553,500 (+5.65%) Land $245,500 Building $308,000
2023		$521,167	$523,900 Land $245,500 Building $278,400
2022	$5,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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