11409 Barnsley, Lowell, MI 49331 Property Records

Kent County property record for 11409 Barnsley, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,282 sqft
Lot Size	0.038 acres (1,692 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2025)
Tax Bill	$3,312 (2025)
Deeds & Mortgages	May 2024 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-328-003`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-328-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,282 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	488 sqft

Exterior

Architectural Style	Bi-Level
Lot Area	1,692 sqft (0.038 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11409 BARNSLEY
City	LOWELL
State	MI
Zip	49331-8656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 64 * WHISPERING HILLS PLAT NO. TWO
Legal Subdivision	WHISPERING HILLS PLAT NO. TWO
Legal Lot Number	64
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4003
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7656 NASH HWY, CLARKSVILLE, MI 48815-9715
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Jul 24, 2018	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Jun 20, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Prior Sale	Mar 8, 2016 · Amount on Record
Deed Document Number	202551959
Prior Transfer Date	Mar 4, 2004
Prior Transfer Doc	0000032828
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11409 BARNSLEY, LOWELL, MI 49331-8656
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11409 BARNSLEY, LOWELL, MI 49331-8656

Mortgage

Document Number	0000025224
Date	May 13, 2024
Instrument	20240513-0025224

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 8, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11409 BARNSLEY, LOWELL, MI 49331-8656
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11409 BARNSLEY RD SE, LOWELL, MI 49331-8656

Mortgage

Document Number	0000011443
Date	Feb 7, 2022
Instrument	20220207-0011443

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11409 BARNSLEY, LOWELL, MI 49331-8656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056474
Date	Jul 24, 2018
Instrument	20180724-0056474

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11409 BARNSLEY, LOWELL, MI 49331-8656
Document Number	0000055885
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11409 BARNSLEY LOWELL MI 493318656, LOWELL, MI 49331-8656

Mortgage

Document Number	0000055885
Date	Jun 29, 2020
Instrument	55885

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,400 (+33.96%)	$370,800 (+33.96%)
2025	$3,312.00 (+21.14%)	$138,400 (+7.37%)	$276,800 (+7.37%)
2023		$128,900	$257,800
2021	$2,734.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEY HEIGHTS MOBILE VILLAGE private · serves 715 people · EPA ID MI0040276
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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