Montgomery County property record for 11409 Adagio Ter, Silver Spring, MD 20901
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,376 sqft · built 1985 |
| Lot Size | 0.253 acres (10,997 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $646,000 (Mar 2021) |
| Tax Bill | $534 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02090251 |
| Primary APN | 05-02090251 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,376 sqft Living Area |
| Gross Area | 3,860 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,997 sqft (0.253 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02090251 |
|---|---|
| Street Address | 11409 ADAGIO TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-5033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | DUMONT OAKS |
| Legal Subdivision | DUMONT OAKS |
| Legal Block | B |
| Legal Lot Number | 100 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 701506 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 11409 ADAGIO TER, SILVER SPRING, MD 20901-5033 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · SBA Mortgage UNITED MIDWEST SAVINGS BANK NA |
| Jan 19, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 19, 2021 | Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2021 · Amount on Record |
| Deed Sale | Mar 19, 2021 · Amount on Record |
| Deed Book / Page | 62258 / 416 |
| Last Transfer Date | Jan 6, 2023 |
| Transfer Doc | 0666700441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 11409 ADAGIO TER, SILVER SPRING, MD 20901-5033 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 14409 ADAGIO TERRACE, SILVER SPRING, MD 20901 |
| Document Number | 0697930208 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 69793/208 |
| Name | UNITED MIDWEST SAVINGS BANK NA |
|---|---|
| Type | Bank |
| Address | WESTERVILLE, OH 43082 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 19, 2023 |
| Property Address | 11409 ADAGIO TER, SILVER SPRING, MD 20901-5033 |
| Document Number | 0666700441 |
| Book / Page | 66670 / 441 |
| Map Reference | PL 13442 |
| Instrument Date | Jan 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11409 ADAGIO TER, SILVER SPRING, MD 20901-5033 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11409 ADAGIO TER, SILVER SPRING, MD 20901-5033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 19, 2021 |
| Property Address | 11409 ADAGIO TER, SILVER SPRING, MD 20901-5033 |
| Document Number | 0622580416 |
| Book / Page | 62258 / 416 |
| Map Reference | PL 13442 |
| Instrument Date | Feb 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | KVS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11409 ADAGIO TER, SILVER SPRING, MD 20901-5033 |
| Document Number | 62258422 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 62258/422 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $678,100 (+10.7%) Land $220,100 Building $458,000 | $678,100 (-) Land $220,100 Building $458,000 | |
| 2025 | $534.00 (+19.46%) | $612,533 (+27.24%) | $678,100 (+40.86%) Land $220,100 Building $458,000 |
| 2024 | $447.00 (+9.83%) | ||
| 2023 | $481,400 Land $220,100 Building $261,300 | $481,400 Land $220,100 Building $261,300 | |
| 2022 | $407.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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