11408 Cunningham Rd, Winnebago, IL 61088 Property Records

Winnebago County property record for 11408 Cunningham Rd, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,615 sqft · built 1972
Lot Size	2 acres (87,120 sqft)
Owner	2 Trust Names on File
Last Sale	$108,000 (Jun 2023)
Tax Bill	$2,797 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1417100001`

Property Details

APN / Parcel Number

Primary APN	`1417100001`
Alternative APN	`521 254`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,615 sqft Living Area
1st Floor Area	926 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Lot Area	87,120 sqft
Garage Area	763 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	11408 CUNNINGHAM RD
City	WINNEBAGO
State	IL
Zip	61088-8531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	N 357.74 FT E 243.54 FT W 621.42 FT NW1/4 NW 1/4 SEC SEC: 17 TWP: 026 RANGE: 011 ACRES: 2.00
Legal Range	11E
Legal Township	26N
Legal Section	17
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	2
Census Block	2072
Census Tract	4200

Owner

11408 Cunningham Rd is owner-occupied and held in a trust since June 2023.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11408 CUNNINGHAM RD, WINNEBAGO, IL 61088-8531
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK
Jun 14, 2023	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Nov 23, 2022	Foreclosure
Mar 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Nov 23, 2022
Deed Document Number	202313028
Prior Transfer Date	Mar 17, 2019
Prior Transfer Doc	0001008258
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 27, 2025
Property Address	11408 CUNNINGHAM RD, WINNEBAGO, IL 61088-8531
Document Number	0000027944
Instrument Date	Oct 22, 2025
Instrument	2527944
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11408 CUNNINGHAM RD, WINNEBAGO, IL 61088-8531

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11408 CUNNINGHAM RD, WINNEBAGO, IL 61088-8531
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023657
Date	Oct 6, 2023
Instrument	2323657

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 2, 2024

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 14, 2023
Property Address	11408 CUNNINGHAM RD, WINNEBAGO, IL 61088-8531
Document Number	0000013028
Instrument Date	May 23, 2023
Instrument	2313028
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11408 CUNNINGHAM RD, WINNEBAGO, IL 61088-8531

November 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 23, 2022
Property Address	11408 CUNNINGHAM RD, WINNEBAGO, IL 61088-8531
Document Number	0000035365
Instrument Date	Nov 8, 2022
Instrument	2235365
Transaction Type	Foreclosure
Record Updated	Dec 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 S WACKER DR LBBY 24, 24, CHICAGO, IL 60606-4615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284
Investor	Possibly a Property Investor

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 29, 2019
Property Address	11408 CUNNINGHAM RD, WINNEBAGO, IL 61088-8531
Document Number	0001008258
Instrument Date	Mar 17, 2019
Instrument	1008258
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11408 CUNNINGHAM RD WINNEBAGO IL 610888531, WINNEBAGO, IL 61088-8531

Tax Assessment & Valuation

The 2025 property tax bill for 11408 Cunningham Rd was $2,797, up 3.9% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,797.00 (+3.94%)	$43,505 (+11.06%) Land $14,759 Building $28,746	$130,515 (+11.06%) Land $44,277 Building $86,238
2024	$2,691.00 Homeowner's exemption	$39,172 Land $13,289 Building $25,883	$117,516 Land $39,867 Building $77,649
2022	Homeowner's exemption	$54,262 Land $11,338 Building $42,924	$162,786 Land $34,014 Building $128,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11408 Cunningham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11408 Cunningham Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AaroBand Fixed Wireless	100 / 50

May also be available: Silo Communications.

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