Hernando County property record for 11406 Villa Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,299 sqft · built 1991 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Dec 2021) |
| Tax Bill | $2,760 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5160-1043-0100 |
| Primary APN | R32-323-17-5160-1043-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,299 sqft Living Area |
| 1st Floor Area | 1,299 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 115 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 145 sqft |
| Patio Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00578075 |
|---|---|
| Street Address | 11406 VILLA RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-1963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 16 BLK 1043 LOT 10 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 08 |
| Legal Subdivision | SPRING HILL UNIT 16 |
| Legal Block | 1043 |
| Legal Lot Number | 10 |
| Legal Unit | 16 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 41006 |
11406 Villa Rd is owned and occupied by an individual who bought it in December 2021.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 11406 VILLA RD, SPRING HILL, FL 34609-1963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Apr 29, 2019 | Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Apr 19, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on File |
| Deed Sale | Dec 3, 2021 · Amount on File |
| Prior Sale | Apr 29, 2019 · Amount on File |
| Deed Document Number | 2021091254 |
| Deed Book / Page | 4094 / 641 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 3, 2021 |
| Property Address | 11406 VILLA RD, SPRING HILL, FL 34609-1963 |
| Document Number | 0040940641 |
| Book / Page | 4094 / 641 |
| Map Reference | MB 9 PG 18-30 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021091254 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | REPUBLIC LAND AND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7101 FIRESIDE DR, 7101, PORT RICHEY, FL 34668-5607 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11406 VILLA RD, SPRING HILL, FL 34609-1963 |
| Document Number | 0004094643 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 4094/643 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 29, 2019 |
| Property Address | 11406 VILLA RD, SPRING HILL, FL 34609-1963 |
| Document Number | 0036970643 |
| Book / Page | 3697 / 0643 |
| Map Reference | MB 9 PG 18-30 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 2019025973 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | FIRST INTERNATIONAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $994.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11406 VILLA RD, 11406, SPRING HILL, FL 34609-1963 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11406 VILLA RD, SPRING HILL, FL 34609-1963 |
| Document Number | 0003697645 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 3697/645 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 19, 2017 |
| Property Address | 11406 VILLA RD, SPRING HILL, FL 34609-1963 |
| Document Number | 0034611296 |
| Book / Page | 003461 / 001296 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 22146 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | SOUTHEAST TITLE COMPANY, SOUTHERN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11406 VILLA RD SPRING HILL FL 346091963, SPRING HILL, FL 34609-1963 |
| Document Number | 34611298 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 003461/001298 |
| Instrument | 22147 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2047 |
The 2025 property tax bill for 11406 Villa Rd was $2,760 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,760.00 Additional exemption filed | $232,829 | $259,514 Land $49,274 Building $210,240 |
| 2023 | $219,677 (+3%) Land $30,351 Building $189,326 | ||
| 2022 | $2,735.00 Homeowner's exemption | $213,279 Land $26,488 Building $186,791 | $222,983 Land $30,049 Building $192,934 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11406 Villa Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11406 Villa Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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