11405 Starkey Rd, Largo, FL 33773 Property Records

Pinellas County property record for 11405 Starkey Rd, Largo, FL 33773

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	3 ba · 2,816 sqft · built 1986
Lot Size	0.27 acres (11,770 sqft)
Owner	Company Name on Record
Tax Bill	$6,185 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2026 Assignment
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-3327-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-3327-4`
Alternative APNs	`13-30-15-70560-200-0704` `153013705602000704` `R143298`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,816 sqft Heated Area
1st Floor Area	2,816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Footing
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	11,770 sqft (0.27 acres)
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	R143298
Old Parcel Number	153013705602000704
Street Address	11405 STARKEY RD
City	LARGO
State	FL
Zip	33773-4738
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Description	PINELLAS GROVES NW 1/4, SEC 13-30-15 PART OF LOT 7 DESC AS FROM SW COR OF NW 1/4 OF SEC TH S89D47'25"E 60FT TH N00D08'37"E
Legal Range	15
Legal Township	30
Legal Section	13
Legal Subdivision	PINELLAS GROVES
Legal Lot Number	7
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2031
Census Tract	25011

Owner

Source: Pinellas County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1715 N WEST SHORE BLVD STE 780, 780, TAMPA, FL 33607-3932
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Warranty Deed, Transfer · Commercial Mortgage COGENT BANK
Jan 13, 2026	Assignment of Lease, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026
Deed Sale	Jan 13, 2026
Prior Sale	Sep 3, 2004
Deed Document Number	0234202122
Deed Book / Page	23420 / 2122
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 13, 2025
Property Address	11405 STARKEY RD, LARGO, FL 33773-4738
Document Number	0233241088
Book / Page	23324 / 1088
Map Reference	MB 1 PG 55
Instrument Date	Oct 9, 2025
Instrument	2025291054
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,173.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 COTUIT RD, BOURNE, MA 02532-3802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11405 STARKEY RD, LARGO, FL 33773-4738

Mortgage

Document Number	0233241092
Date	Oct 13, 2025
Instrument	23324/1092

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0233241111
Date	Oct 13, 2025
Book Page	23324/1111
Instrument	2025291057

Lender

Name	COGENT BANK
Type	Bank
Address	ORLANDO, FL 32801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	343 Months
Due	May 1, 2054

January 2026: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	PINELLAS FL
Recording Date	Jan 13, 2026
Property Address	11405 STARKEY RD, LARGO, FL 33773-4738
Document Number	0234202122
Book / Page	23420 / 2122
Map Reference	MB 1 PG 55
Instrument Date	Oct 7, 2025
Instrument	2026009104
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 N WEST SHORE BLVD STE 780, 780, TAMPA, FL 33607-3932
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,185.00 (+7.42%)	$315,000 (+3.62%)	$315,000 (+3.62%) Land $85,171 Building $229,829
2024	$5,758.00 (+3.75%)	$304,000 (+4.83%)	$304,000 (+4.83%) Land $89,291 Building $214,709
2023	$5,550.00 (+8.78%)	$290,000 (+11.54%)	$290,000 (+11.54%) Land $69,086 Building $220,914
2022	$5,102.00	$260,000	$260,000 Land $56,118 Building $203,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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