Spotsylvania County property record for 11405 Silverleaf Ln, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,038 sqft · built 2001 |
| Lot Size | 0.277 acres (12,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $214,900 (Aug 2010) |
| Tax Bill | $3,466 (2026) |
| Deeds & Mortgages | May 2023 Second Mortgage Jul 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021D 3-145 |
| Primary APN | 021D 3-145 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,038 sqft Finished Area |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 12,056 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 208 sqft |
| Patio Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 11405 SILVERLEAF LN |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-7424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - RESID |
| Legal Description | HARVESTDALE LOT 145 SEC 3 |
| Legal Subdivision | HARVESTDALE |
| Legal Lot Number | 145 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | CHANCELLOR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20112 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11405 SILVERLEAF LN, FREDERICKSBURG, VA 22407-7424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Jul 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Sep 16, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 27, 2017 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2010 · Amount on Record |
| Deed Sale | Aug 30, 2010 · Amount on Record |
| Prior Sale | Jul 21, 2010 · Amount on Record |
| Deed Document Number | 201014939 |
| Last Transfer Date | Sep 13, 2019 |
| Transfer Doc | 0000015327 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 11405 SILVERLEAF LN, FREDERICKSBURG, VA 22407-7424 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230005916 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 230005916 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 11405 SILVERLEAF LN, FREDERICKSBURG, VA 22407-7424 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210022915 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 210022915 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Sep 16, 2019 |
| Property Address | 11405 SILVERLEAF LN, FREDERICKSBURG, VA 22407-7424 |
| Document Number | 201900015327 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 15327 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11405 SILVERLEAF LN FREDERICKSBURG VA 224077424, FREDERICKSBURG, VA 22407-7424 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 11405 SILVERLEAF LN, FREDERICKSBURG, VA 22407-7424 |
| Document Number | 201700012075 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Name | Verified Name |
|---|
| Document Number | 201700012075 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 12075 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 6, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,466.00 (+39.2%) | $470,100 (+45.68%) Land $160,000 Building $310,100 | |
| 2025 | $470,100 (+45.68%) Land $160,000 Building $310,100 | ||
| 2023 | $2,490.00 | $322,700 Land $105,000 Building $217,700 | $322,700 Land $105,000 Building $217,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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