Okeechobee County property record for 11405 NW 2nd Ter, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,424 sqft · built 1979 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Jul 2026) |
| Tax Bill | $2,914 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-09-36-35-0A00-00115-B000 |
| Primary APN | 1-09-36-35-0A00-00115-B000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 4,118 sqft |
| 1st Floor Area | 4,659 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Attached |
| Garage Area | 627 sqft |
| Pool Area | 394 sqft |
| Porch | Florida Room |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11405 NW 2ND TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-8310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE SOUTH 1/2 OF THE FOLLOWING DESCRIBED LAND: FROM THE SOUTHEAST CORNER OF SECTION 9, TOWNSHIP 36 SOUTH, RANGE 35 EAST, RUN NORTH 8942'37" EAST ALONG THE SECTION LINE A DISTANCE OF 385.89 FEET; THEN RUN NORTH 0606'16" EAST, A DISTANCE OF 1134.73 FEE |
| Legal Range | 35E |
| Legal Township | 36S |
| Legal Section | 09 |
| Legal Subdivision | THEN RUN |
| Legal Tract | 115 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | NORTH OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 910101 |
Source: Okeechobee County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11405 NW 2ND TER, OKEECHOBEE, FL 34972-8310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jul 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 6, 2019 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2026 · Amount on Record |
| Deed Sale | Jul 17, 2026 · Amount on Record |
| Prior Sale | Jun 6, 2019 · Amount on Record |
| Deed Document Number | 20267937 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jul 17, 2026 |
| Property Address | 11405 NW 2ND TER, OKEECHOBEE, FL 34972-8310 |
| Document Number | 0000007937 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20267937 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | TRULY TITLE INC, TRULY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $388,850.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Number | 0000007938, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 20267938 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jun 6, 2019 |
| Property Address | 11405 NW 2ND TER, OKEECHOBEE, FL 34972-8310 |
| Document Number | 0008251806 |
| Book / Page | 000825 / 001806 |
| Instrument Date | May 29, 2019 |
| Instrument | 5897 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2019 |
| Title Company | CLEAR TITLE, CLEAR TITLE & LEGAL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11405 NW 2ND TER OKEECHOBEE FL 349728310, OKEECHOBEE, FL 34972-8310 |
| Document Number | 8251808 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 000825/001808 |
| Instrument | 5898 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2049 |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,914.00 (+7.09%) Homeowner's exemption | $201,015 (+5.99%) | $379,811 (+4.12%) Land $76,000 Building $303,811 |
| 2023 | $2,721.00 (+6.79%) Homeowner's exemption | $189,660 (+3%) | $364,765 (+20.87%) Land $52,000 Building $312,765 |
| 2022 | $2,548.00 Homeowner's exemption | $184,136 | $301,788 Land $42,000 Building $259,788 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 12 (2004–2008) |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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