11405 Macpherson Ct, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 11405 Macpherson Ct, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,862 sqft · built 2015
Lot Size	2.74 acres (119,354 sqft)
Owner	Individual Name on File
Last Sale	$268,800 (Nov 2013)
Tax Bill	$8,208 (2026)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-20-10`

Property Details

APN / Parcel Number

Primary APN	`11-20-10`
Alternative APN	`011-20-10`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,862 sqft Finished Area
Basement Area	2,462 sqft
Unfinished Basement	2,462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	119,354 sqft (2.74 acres)
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	477 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11405 MACPHERSON CT
City	FREDERICKSBURG
State	VA
Zip	22407-2062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PR3
Legal Description	RIVER GLEN LOT 10 SEC 1
Legal Subdivision	RIVER GLEN
Legal Lot Number	10
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	1
Census Block	1005
Census Tract	20106

Owner

11405 Macpherson Ct is owned and occupied by an individual who acquired it in February 2021.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	11405 MACPHERSON CT, FREDERICKSBURG, VA 22407-2062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Mar 2, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance QUICKEN LOANS LLC
Aug 24, 2017	Deed of Trust, Mortgage · Conventional with PMI SUNTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2013 · Amount on File
Deed Sale	Nov 12, 2013 · Amount on File
Deed Document Number	201325544
Last Transfer Date	Feb 23, 2021
Transfer Doc	0000005947
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	11405 MACPHERSON CT, FREDERICKSBURG, VA 22407-2062
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005948
Date	Mar 2, 2021
Instrument	210005948

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Mar 2, 2021
Property Address	11405 MACPHERSON CT, FREDERICKSBURG, VA 22407-2062
Document Number	210005947
Instrument Date	Feb 23, 2021
Instrument	210005947
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11405 MACPHERSON CT, FREDERICKSBURG, VA 22407-2062

Mortgage

Document Number	210005948
Date	Mar 2, 2021
Instrument	210005948

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	11405 MACPHERSON CT, FREDERICKSBURG, VA 22407-2062
Document Number	201700015689
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700015689
Date	Aug 30, 2017
Instrument	15689

Lender

Name	SUNTRUST MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 11405 Macpherson Ct was $8,208.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,208.00	$1,113,300 Land $212,200 Building $901,100
2025			$1,113,300 Land $212,200 Building $901,100
2023	$5,887.00	$762,900 Land $147,600 Building $615,300	$762,900 Land $147,600 Building $615,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11405 Macpherson Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11405 Macpherson Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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