11405 Lower Circle Dr, Grass Valley, CA 95949 Property Records

Nevada County property record for 11405 Lower Circle Dr, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,124 sqft · built 1985
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Feb 2021)
Tax Bill	$5,912 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-900-042-000`

Property Details

APN / Parcel Number

Primary APN	`020-900-042-000`
Alternative APN	`20-900-42-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,124 sqft Living Area
1st Floor Area	1,848 sqft
2nd Floor Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1988
Architectural Style	Traditional
Lot Area	13,068 sqft (0.3 acres)
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	20-900-42-000
Street Address	11405 LOWER CIRCLE DR
City	GRASS VALLEY
State	CA
Zip	95949-6647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-X
Legal Description	LOT 31 ALTA SIERRA ESTS #11
Legal Subdivision	ALTA SIERRA ESTS #11
Legal Lot Number	31
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1002
Census Tract	102

Owner

11405 Lower Circle Dr is owned and occupied by an individual who bought it in February 2021.

Source: Nevada County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	11405 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 3, 2021	Grant Deed, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on File
Deed Sale	Feb 3, 2021 · Amount on File
Deed Document Number	20213670
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	0000003669
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Feb 3, 2021
Property Address	11405 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6647
Document Number	0000003669
Map Reference	MB 3 PG 21
Instrument Date	Jan 29, 2021
Instrument	20210003669
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 HIDDEN VALLEY CT, SANTA ROSA, CA 95404-2307

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 3, 2021
Property Address	11405 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6647
Document Number	0000003670
Map Reference	MB 3 PG 21
Instrument Date	Jan 29, 2021
Instrument	20210003670
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11405 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6647

Mortgage

Document Number	0000003671
Date	Feb 3, 2021
Instrument	20210003671

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11405 Lower Circle Dr was $5,912 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,557 (+2%) Land $110,406 Building $447,151
2025	$5,912.00 Homeowner's exemption	$546,626 Land $108,242 Building $438,384
2023	$5,669.00 (+2.13%) Homeowner's exemption	$525,402 Land $104,040 Building $421,362	$439,830
2022	$5,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11405 Lower Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11405 Lower Circle Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath.

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