11404 Summit Point Ct, Bakersfield, CA 93312 Property Records

Kern County property record for 11404 Summit Point Ct, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,267 sqft · built 2003
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual on Record
Last Sale	$403,000 (Jun 2019)
Tax Bill	$6,656 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`528-113-30-00-7`

Property Details

APN / Parcel Number

Primary APN	`528-113-30-00-7`
Alternative APNs	`528-113-30-1` `5281133000` `52811330`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,267 sqft Living Area
Gross Area	3,417 sqft
1st Floor Area	2,267 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	761 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	171 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	528113301
Street Address	11404 SUMMIT POINT CT
City	BAKERSFIELD
State	CA
Zip	93312-6467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5625 , BLOCK UN2, LOT 54
Legal Subdivision	5625 UN 2
Legal Tract	5625
Legal Block	3
Legal Lot Number	54
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	3
Census Block	3000
Census Tract	3814

Owner

Source: Kern County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	11404 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6467
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage SERVION INC
May 21, 2020	Deed of Trust, Mortgage PACIFIC SVC CU
Jun 25, 2019	Grant Deed, Transfer · Conventional with PMI PACIFIC SVC CU
Nov 15, 2017	Grant Deed, Transfer · VA Mortgage DIGNIFIED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	201974346
Prior Transfer Date	Oct 19, 2004
Prior Transfer Doc	0000258708
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Jun 25, 2026
Property Address	11404 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6467
Document Number	0000072853
Instrument Date	Jan 6, 2026
Instrument	202672853
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072853,
Date	Jun 25, 2026
Instrument	202672853

Lender

Name	SERVION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	11404 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6467
Document Number	0000066661
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11404 SUMMIT POINT CT BAKERSFIELD CA 933126467, BAKERSFIELD, CA 93312-6467

Mortgage

Document Number	0000066661
Date	May 28, 2020
Instrument	66661

Lender

Name	PACIFIC SVC CU
Address	CONCORD, CA 94519

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jun 25, 2019
Property Address	11404 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6467
Document Number	0000074346
Instrument Date	Jun 18, 2019
Instrument	74346
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11404 SUMMIT POINT CT BAKERSFIELD CA 933126467, BAKERSFIELD, CA 93312-6467

Mortgage

Document Number	74347
Date	Jun 25, 2019
Instrument	74347

Lender

Name	PACIFIC SVC CU
Address	CONCORD, CA 94519

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Nov 15, 2017
Property Address	11404 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6467
Document Number	0000155692
Instrument Date	Oct 9, 2017
Instrument	155692
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11404 SUMMIT POINT CT BAKERSFIELD CA 933126467, BAKERSFIELD, CA 93312-6467

Mortgage

Document Number	155693
Date	Nov 15, 2017
Instrument	155693

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Norris Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,656.00 (+3.15%) Homeowner's exemption	$449,550 (+4.04%) Land $111,550 Building $338,000
2023	$6,453.00 (+1.26%) Homeowner's exemption	$432,095 Land $107,219 Building $324,876
2022	$6,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - NORTH GARDEN private · serves 27,634 people · EPA ID CA1510055
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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