Hamilton County property record for 11404 Regency Ln, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,921 sqft · built 1999 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $412,000 (Oct 2020) |
| Tax Bill | $5,976 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-04-107-029.000-018 |
| Primary APN | 29-14-04-107-029.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,921 sqft Living Area |
| 1st Floor Area | 1,597 sqft |
| 2nd Floor Area | 2,127 sqft |
| Basement Area | 1,597 sqft |
| Finished Basement | 1,197 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 123 ft deep x 143 ft wide |
| Garage Type | Attached |
| Garage Area | 686 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1614040107029000 |
|---|---|
| Street Address | 11404 REGENCY LN |
| City | CARMEL |
| State | IN |
| Zip | 46033-3971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .38, SECTION 4, TOWNSHIP 17, RANGE 4, SYCAMORE FARM, SECTION 2, LOT 64, IRREGULAR SHAPE |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 04 |
| Legal Subdivision | SYCAMORE FARM |
| Legal Block | 2 |
| Legal Lot Number | 64 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 111101 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11404 REGENCY LN, CARMEL, IN 46033-3971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC |
| Dec 22, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | Aug 26, 2014 |
| Deed Document Number | 2020073071 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 13, 2020 |
| Property Address | 11404 REGENCY LN, CARMEL, IN 46033-3971 |
| Document Number | 2020073071 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 2020073071 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | CHICAGO TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11404 REGENCY LN, CARMEL, IN 46033-3971 |
| Document Number | 2020073072 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020073072 |
| Name | CME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11404 REGENCY LN, CARMEL, IN 46033-3971 |
| Document Number | 0000000422 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11404 REGENCY LN CARMEL IN 460333971, CARMEL, IN 46033-3971 |
| Document Number | 0000000422 |
|---|---|
| Date | Jan 4, 2018 |
| Instrument | 422 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2048 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $636,700 (+20.88%) Land $154,100 Building $482,600 | $636,700 (+20.88%) Land $154,100 Building $482,600 | |
| 2024 | $5,976.00 (+2.38%) | $526,700 (-0.74%) Land $154,100 Building $372,600 | $526,700 (-0.74%) Land $154,100 Building $372,600 |
| 2023 | $5,837.00 (+12.1%) Homeowner's exemption | $530,600 (+16.05%) Land $154,100 Building $376,500 | $530,600 (+16.05%) Land $154,100 Building $376,500 |
| 2022 | $5,207.00 Homeowner's exemption | $457,200 Land $102,800 Building $354,400 | $457,200 Land $102,800 Building $354,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1980–2026) |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures