11403 E 28th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11403 E 28th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,992 sqft · built 1970
Lot Size	0.228 acres (9,945 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,280 (May 2012)
Tax Bill	$4,576 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45283.4009`

Property Details

APN / Parcel Number

Primary APN	`45283.4009`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	1,512 sqft
Basement Area	960 sqft
Finished Basement	480 sqft
Unfinished Basement	480 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,945 sqft (0.228 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	438 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11403 E 28TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-7115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	KOKOMO TOWNSITE L19 & W1/2 L20 B40
Legal Range	44E
Legal Township	25N
Legal Section	28
Legal Subdivision	KOKOMO TOWNSITE
Legal Block	40
Legal Lot Number	19,20
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2016
Census Tract	12802

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11403 E 28TH AVE, SPOKANE VALLEY, WA 99206-7115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · VA Mortgage BETTER LENDING LLC
Jun 1, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 25, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2019	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
May 4, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2012 · Amount on Record
Deed Sale	May 31, 2012 · Amount on Record
Prior Sale	Feb 28, 2005 · Amount on Record
Deed Document Number	20126096928
Prior Transfer Date	May 9, 2012
Prior Transfer Doc	0006096927
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11403 E 28TH AVE, SPOKANE VALLEY, WA 99206-7115
Transaction Type	Mortgage
Record Updated	Jul 20, 2023
Title Company	AMERICAN MORTGAGE SETTLEMENT SERVICES, AMERICAN MORTGAGE STLMT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007294919
Date	Jul 10, 2023
Instrument	7294919

Lender

Name	BETTER LENDING LLC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60195

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11403 E 28TH AVE, SPOKANE VALLEY, WA 99206-7115
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11403 E 28TH AVE, SPOKANE VALLEY, WA 99206-7115

Mortgage

Document Number	0007211998
Date	Jun 1, 2022
Instrument	7211998

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11403 E 28TH AVE, SPOKANE VALLEY, WA 99206-7115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006895493
Date	Feb 25, 2020
Instrument	6895493

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11403 E 28TH AVE, SPOKANE VALLEY, WA 99206-7115
Document Number	0006829198
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11403 E 28TH AVE SPOKANE VALLEY WA 992067115, SPOKANE VALLEY, WA 99206-7115

Mortgage

Document Number	0006829198
Date	Aug 6, 2019
Instrument	6829198

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2044

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11403 E 28TH AVE, SPOKANE VALLEY, WA 99206-7115
Document Number	0006707317
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11403 E 28TH AVE SPOKANE VALLEY WA 992067115, SPOKANE VALLEY, WA 99206-7115

Mortgage

Document Number	0006707317
Date	May 14, 2018
Instrument	6707317

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,576.00 (+7.02%)	$401,800 (+1.06%) Land $110,000 Building $291,800	$401,800 (+1.06%) Land $110,000 Building $291,800
2025	$4,276.00 (+8.12%)	$397,600 (+3.84%) Land $100,000 Building $297,600	$397,600 (+3.84%) Land $100,000 Building $297,600
2024		$382,900 (+22.06%) Land $75,000 Building $307,900	$382,900 (+22.06%) Land $75,000 Building $307,900
2023	$3,955.00 (-1.2%)	$313,700 Land $55,000 Building $258,700	$313,700 Land $55,000 Building $258,700
2022	$4,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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