11403 Camp Charles Rd, Bailey, NC 27807 Property Records

Nash County property record for 11403 Camp Charles Rd, Bailey, NC 27807

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,736 sqft · built 2020
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Dec 2018)
Tax Bill	$2,993 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`275300-53-4995`

Property Details

APN / Parcel Number

Primary APN	`275300-53-4995`
Alternative APNs	`326427` `63842` `83167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,736 sqft Heated Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	51,401 sqft (1.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	83167
Street Address	11403 CAMP CHARLES RD
City	BAILEY
State	NC
Zip	27807-8514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D11 22, 1.18 AC, 4, BLK A, WHITLEY 1837-68, 34-302 AC, 4, BLK A, WHITLEY
Legal Subdivision	PROPERTY OF OSCAR WHITLEY
Legal Block	A
Legal Lot Number	4
Jurisdiction	NASH NC
Township / Civil Division	BAILEY
Census Block Group	1
Census Block	1086
Census Tract	11400

Owner

11403 Camp Charles Rd is owned and occupied by two individuals who acquired it in February 2022.

Source: Nash County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11403 CAMP CHARLES RD, BAILEY, NC 27807-8514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Feb 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 20, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Deed Book / Page	2966 / 811
Last Transfer Date	Feb 18, 2022
Transfer Doc	003198/868
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	11403 CAMP CHARLES RD, BAILEY, NC 27807-8514
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003044/743
Date	Apr 13, 2020
Book Page	3044/743

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASH NC
Recording Date	Feb 24, 2022
Property Address	11403 CAMP CHARLES RD, BAILEY, NC 27807-8514
Document Number	003198/868
Book / Page	3198 / 868
Map Reference	MB 29 PG 317
Instrument Date	Feb 18, 2022
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11403 CAMP CHARLES RD, BAILEY, NC 27807-8514

Mortgage

Document Number	0003198871
Date	Feb 24, 2022
Instrument	3198/871

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NASH NC
Recording Date	Dec 20, 2018
Property Address	11403 CAMP CHARLES RD, BAILEY, NC 27807-8514
Document Number	02966/0811
Book / Page	2966 / 0811
Map Reference	MB 1837 PG 68
Instrument Date	Dec 18, 2018
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11403 CAMP CHARLES RD, BAILEY, NC 27807-8514

Tax Assessment & Valuation

The 2026 property tax bill for 11403 Camp Charles Rd was $2,993, up 0.3% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,993.00 (+0.34%)	$404,140 (-) Land $32,030 Building $372,110	$404,140 (-) Land $32,030 Building $372,110
2025	$2,983.00	$404,140 Land $32,030 Building $372,110	$404,140 Land $32,030 Building $372,110
2023	$2,423.00	$301,690	$301,690 Land $23,630 Building $278,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11403 Camp Charles Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11403 Camp Charles Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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