Monterey County property record for 1140 Waring St, Seaside, CA 93955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,255 sqft · built 1959 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Mar 2012) |
| Tax Bill | $5,023 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 012-402-045-000 |
| Primary APN | 012-402-045-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,255 sqft Living Area |
| 1st Floor Area | 1,255 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 7,100 sqft (0.163 acres) |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 012-402-045 |
|---|---|
| Street Address | 1140 WARING ST |
| City | SEASIDE |
| State | CA |
| Zip | 93955-6020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLA SUBD LOT 4 RO NOCHE BUENA POR OF N 1/2 OF W 1/2 OF LOT 6 BLK 4 AS DESC IN VOL 1935 PG 346 EXC W 25 FT |
| Legal Subdivision | VILLA SUB |
| Legal Block | 4 |
| Legal Lot Number | 4,6 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 13500 |
1140 Waring St is owned and occupied by two individuals who acquired it in April 2016.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1140 WARING ST, SEASIDE, CA 93955-6020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage UNISON AGREEMENT CORP |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN ENTERPRISE |
| Nov 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOME LN ENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2012 · Amount on File |
| Deed Sale | Mar 2, 2012 · Amount on File |
| Deed Document Number | 201213039 |
| Last Transfer Date | Apr 23, 2016 |
| Transfer Doc | 0000023669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1140 WARING ST, SEASIDE, CA 93955-6020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Title Company | STATES TITLE |
| Name | Verified Name |
|---|---|
| Address | 1140 WARING ST, SEASIDE, CA 93955-6020 |
| Document Number | 0000035556 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 2022035556 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1140 WARING ST, SEASIDE, CA 93955-6020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1140 WARING ST, SEASIDE, CA 93955-6020 |
| Document Number | 0000072329 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020072329 |
| Name | HOME LOAN ENTERPRISE |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92617 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1140 WARING ST, SEASIDE, CA 93955-6020 |
| Document Number | 0000055933 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1140 WARING ST SEASIDE CA 939556020, SEASIDE, CA 93955-6020 |
| Document Number | 0000055933 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 55933 |
| Name | HOME LN ENT |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 24, 2034 |
The 2025 property tax bill for 1140 Waring St was $5,023 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Seaside City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $454,803 (+2%) Land $192,169 Building $262,634 | |
| 2025 | $5,023.00 Homeowner's exemption | $445,886 Land $188,401 Building $257,485 |
| 2023 | $4,659.00 (+1.44%) Homeowner's exemption | $428,574 Land $181,086 Building $247,488 |
| 2022 | $4,593.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1140 Waring St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1140 Waring St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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