1140 W Edgewater Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1140 W Edgewater Dr, Gilbert, AZ 85233

Property Summary

Property Type	Townhouse
Details	3 ba · 1,422 sqft · built 1996
Lot Size	0.058 acres (2,509 sqft)
Owner	2 Trust Names on File
Last Sale	$285,000 (Jan 2018)
Tax Bill	$1,642 (2025)
Deeds & Mortgages	Dec 2023 Transfer Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`302-96-826-A`

Property Details

APN / Parcel Number

Primary APN	`302-96-826-A`
Alternative APN	`30296826A8`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,422 sqft Living Area
1st Floor Area	630 sqft
2nd Floor Area	792 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	2,509 sqft (0.058 acres)
View / Lot	Commercial/Industrial
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1140 W EDGEWATER DR
City	GILBERT
State	AZ
Zip	85233-7126
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	M-L
Legal Description	COVE AT THE ISLANDS LOT 1-173 TR A-Z AA-DD MCR 302-03
Legal Range	5E
Legal Township	1S
Legal Section	14
Legal Subdivision	COVE AT THE ISLANDS LOT 1-173 TR A-Z AA-
Legal Tract	W
Legal Lot Number	164
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3004
Census Tract	422305

Owner

1140 W Edgewater Dr, a townhouse, is owner-occupied and held in a trust since December 2023.

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1140 W EDGEWATER DR, GILBERT, AZ 85233-7126
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Intrafamily Transfer, Transfer
Apr 28, 2020	Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK
Jan 31, 2018	Warranty Deed, Transfer · Conventional Mortgage SERVICE FIRST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2018 · Amount on File
Deed Sale	Jan 31, 2018 · Amount on File
Prior Sale	Aug 1, 2008 · Amount on File
Deed Document Number	201878303
Last Transfer Date	Dec 6, 2023
Transfer Doc	0000623534
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 6, 2023
Property Address	1140 W EDGEWATER DR, GILBERT, AZ 85233-7126
Document Number	0000623534
Map Reference	MB 302 PG 3
Instrument Date	Nov 13, 2023
Instrument	20230623534
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1140 W EDGEWATER DR, GILBERT, AZ 85233-7126

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1140 W EDGEWATER DR, GILBERT, AZ 85233-7126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000360015
Date	Apr 28, 2020
Instrument	20200360015

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 21, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2018
Property Address	1140 W EDGEWATER DR, GILBERT, AZ 85233-7126
Document Number	0000078303
Instrument Date	Jan 19, 2018
Instrument	78303
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1140 W EDGEWATER DR GILBERT AZ 852337126, GILBERT, AZ 85233-7126

Mortgage

Document Number	78304
Date	Jan 31, 2018
Instrument	78304

Lender

Name	SERVICE FIRST HM LOANS
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1140 W Edgewater Dr was $1,642.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,170 (+65.02%)	$361,700 (-6.9%) Land $72,300 Building $289,400
2025	$1,642.00	$21,918 (-48.65%)	$388,500 (-8.97%) Land $77,700 Building $310,800
2024		$42,680 (+28.55%)	$426,800 (+28.55%) Land $85,300 Building $341,500
2023	$1,597.00 (+3.1%)	$33,200 Land $6,640 Building $26,560	$332,000 Land $66,400 Building $265,600
2022	$1,549.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1140 W Edgewater Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1140 W Edgewater Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, WeLink Communications.

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