1140 Sweeping Oaks Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1140 Sweeping Oaks Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,218 sqft · built 2001
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$389,000 (Sep 2023)
Tax Bill$4,235 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNT011100154

Property Details

APN / Parcel Number

Primary APNT011100154
Alternative APN
  • 3-0036-8428-00-0151.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,218 sqft Living Area
Gross Area4,016 sqft
1st Floor Area1,788 sqft
Basement Area1,788 sqft
Finished Basement1,430 sqft
Unfinished Basement358 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT011100154
Street Address1140 SWEEPING OAKS DR
CitySAINT CHARLES
StateMO
Zip63304-5065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDDINGTON OAKS #5 LOT 151
Legal SubdivisionREDDINGTON OAKS #5
Legal Lot Number151
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group3
Census Block3000
Census Tract311150

Owner

1140 Sweeping Oaks Dr is owned and occupied by an individual who bought it in September 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address1140 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Aug 31, 2021Deed of Trust, Mortgage · Line of Credit
ALLTRU FCU
Sep 19, 2023Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION
Aug 4, 2021Intrafamily Transfer, Transfer
Aug 11, 2021Beneficiary Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2023 · Amount on File
Deed SaleSep 19, 2023 · Amount on File
Prior SaleAug 4, 2021 · Amount on File
Deed Document Number202338519
Prior Transfer DateJul 30, 2021
Prior Transfer Doc0000065367
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1140 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065

Mortgage

Document Number0000055679
DateJul 1, 2021
Instrument2021R-055679
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1140 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065
Transaction TypeMortgage
Record UpdatedJan 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065

Mortgage

Document Number0000073165
DateAug 31, 2021
Instrument2021R-073165
Lender
NameALLTRU FCU
TypeCredit Union
AddressWENTZVILLE, MO 63385
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueAug 22, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 19, 2023
Property Address1140 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065
Document Number0000038519
Map ReferenceMB 36 PG 327&328
Instrument DateSep 12, 2023
Instrument2023R-038519
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyETC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1347 EAGLES WAY CT, HAZELWOOD, MO 63042-1190

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065

Mortgage

Document Number0000038520
DateSep 19, 2023
Instrument2023R-038520
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateAug 4, 2021
Property Address1140 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065
Document Number0000065367
Map ReferenceMB 36 PG 327&328
Instrument DateJul 30, 2021
Instrument2021R-065367
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065

August 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateAug 11, 2021
Property Address1140 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065
Document Number0000067268
Map ReferenceMB 36 PG 327&328
Instrument DateJul 30, 2021
Instrument2021R-067268
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065

Tax Assessment & Valuation

The 2025 property tax bill for 1140 Sweeping Oaks Dr was $4,235, up 14.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,411 (-)$375,847 (-) Land $77,000 Building $298,847
2025$4,235.00 (+14.18%)$71,411$375,847 Land $77,000 Building $298,847
2024$3,709.00
2023$62,092 (+22.43%)
2022$3,262.00$50,717$326,802 (+22.43%) Land $60,500 Building $266,302
2021$266,933 Land $49,500 Building $217,433

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1140 Sweeping Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1140 Sweeping Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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