1140 Stallings Rd, Matthews, NC 28104 Property Records

Union County property record for 1140 Stallings Rd, Matthews, NC 28104

Property Summary

Property TypeRural Home
Details3 bd · 1.5 ba · 1,375 sqft · built 1971
Lot Size0.412 acres (17,947 sqft)
Owner2 Individual Names on Record
Tax Bill$1,984 (2025)
Deeds & MortgagesApr 2022 Mortgage
May 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-126-133

Property Details

APN / Parcel Number

Primary APN07-126-133

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,375 sqft Living Area
1st Floor Area1,375 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area17,947 sqft (0.412 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1140 STALLINGS RD
CityMATTHEWS
StateNC
Zip28104-4975
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-10 STALL
Legal Description#54 STALLINGS PARK 1140 STALLINGS RD
Legal SubdivisionSTALLINGS PARK
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group1
Census Block1065
Census Tract20312

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1140 STALLINGS RD, MATTHEWS, NC 28104-4975
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
May 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Oct 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1140 STALLINGS RD, MATTHEWS, NC 28104-4975
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008455374
DateApr 18, 2022
Book Page8455/374
Instrument14216
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1140 STALLINGS RD, MATTHEWS, NC 28104-4975
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6929754
DateMay 11, 2017
Book Page6929/754
Instrument0013014
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 2, 2047

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1140 STALLINGS RD, MATTHEWS, NC 28104-4975
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7841901
DateOct 12, 2020
Book Page7841/901
Instrument41013
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityStallings Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,500 (-) Land $65,100 Building $221,400$286,500 (-) Land $65,100 Building $221,400
2025$1,984.00 (+15.96%)$286,500 (+43.18%) Land $65,100 Building $221,400$286,500 (+43.18%) Land $65,100 Building $221,400
2023$1,711.00$200,100 Land $37,600 Building $162,500$200,100 Land $37,600 Building $162,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimMay 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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