1140 Sheerer Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1140 Sheerer Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1956
Lot Size	0.238 acres (10,349 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Oct 2024)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-21-379-014`

Property Details

APN / Parcel Number

Primary APN	`8913-21-379-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Finished Basement	450 sqft
Unfinished Basement	768 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,349 sqft (0.238 acres)
Lot Dimensions	182 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	64 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1140 SHEERER AVE
City	WATERLOO
State	IA
Zip	50701-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALABAR HILLS PART OF LOT 12 BLK 8 COM AT SE COR LOT 12 TH NWLY ALONG E LINE LOT 12 16.1 FT TH SWLY 35.5 FT TO PT ON S LINE
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	ALABAR HILLS
Legal Block	8
Legal Lot Number	12,13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1031
Census Tract	1502

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1140 SHEERER AVE, WATERLOO, IA 50701-3221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Dec 10, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2024 · Amount on Record
Deed Sale	Oct 20, 2024 · Amount on Record
Prior Sale	Oct 20, 2023 · Amount on Record
Deed Document Number	20245388
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 20, 2023
Property Address	1140 SHEERER AVE, WATERLOO, IA 50701-3221
Document Number	202400005388
Instrument Date	Oct 19, 2023
Instrument	202400005388
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 SHEERER AVE, WATERLOO, IA 50701-3221

Mortgage

Document Number	202400005389
Date	Oct 20, 2023
Instrument	202400005389

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 10, 2018
Property Address	1140 SHEERER AVE, WATERLOO, IA 50701-3221
Document Number	201900008969
Instrument Date	Nov 29, 2018
Instrument	201900008969
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 SHEERER AVE, WATERLOO, IA 50701-3221

Mortgage

Document Number	201900008970
Date	Dec 10, 2018
Instrument	201900008970

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00 (+4.02%) Homeowner's exemption	$132,550 (+12.07%) Land $19,110 Building $113,440	$132,550 (+12.07%) Land $19,110 Building $113,440
2024	$2,386.00 (+8.55%)
2023		$118,270 (+18.16%) Land $19,110 Building $99,160	$118,270 (+18.16%) Land $19,110 Building $99,160
2022	$2,198.00	$100,090 Land $19,110 Building $80,980
2021			$100,090 Land $19,110 Building $80,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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