1140 Olivia Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1140 Olivia Ln, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,784 sqft · built 1924
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$118,900 (Nov 2005)
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-0080-0284-00`

Property Details

APN / Parcel Number

Primary APN	`180-0080-0284-00`
Alternative APN	`0011088`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,784 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	944 sqft
2nd Floor Area	840 sqft
Basement Area	944 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	136 sqft
Deck Area	Deck Area
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1140 OLIVIA LN
City	CINCINNATI
State	OH
Zip	45238-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	1140 OLIVIA LN 40 X 150 PT LOTS 24-25-26 JOSEPHINE FITTON SUB PARS 284-285
Legal Subdivision	JOSEPHINE FITTON SUB
Legal Lot Number	24-25
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	9901

Owner

1140 Olivia Ln is owned and occupied by an individual who acquired it in April 2013.

Source: Hamilton County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1140 OLIVIA LN, CINCINNATI, OH 45238-4518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit NORTH SIDE BANK
Apr 1, 2024	Deed of Trust, Mortgage · Closed-End Mortgage NORTH SIDE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2005 · Amount on File
Deed Sale	Nov 23, 2005 · Amount on File
Deed Document Number	2005199551
Deed Book / Page	10100 / 772
Last Transfer Date	Apr 15, 2013
Transfer Doc	0000000779
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jul 31, 2026
Property Address	1140 OLIVIA LN, CINCINNATI, OH 45238-4518
Document Number	0000062132
Book / Page	15719 / 1283
Instrument Date	Jul 27, 2026
Instrument	202662132
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 OLIVIA LN, CINCINNATI, OH 45238-4518

Mortgage

Document Number	0000062132,
Date	Jul 31, 2026
Book Page	15719/1283
Instrument	202662132

Lender

Name	NORTH SIDE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 31, 2031

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1140 OLIVIA LN, CINCINNATI, OH 45238-4518
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 OLIVIA LN, CINCINNATI, OH 45238-4518

Mortgage

Document Number	0000020913
Date	Apr 1, 2024
Book Page	15135/1018
Instrument	2024-0020913

Lender

Name	NORTH SIDE BANK & TRUST COMPANY
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1140 Olivia Ln was $3,033, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,033.00 (+3.13%)	$49,161 (-) Land $4,599 Building $44,562	$140,460 Land $13,140 Building $127,320
2024	$2,941.00 (-2.19%)	$49,161 (-) Land $4,599 Building $44,562
2023	$3,007.00 (+42.17%)	$49,161 (+58.76%) Land $4,599 Building $44,562	$140,460 Land $13,140 Building $127,320
2022	$2,115.00 Homeowner's exemption	$30,965 Land $4,571 Building $26,394
2020			$88,470 Land $13,060 Building $75,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1140 Olivia Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1140 Olivia Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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