1140 Oak Trail Ct, Carleton, MI 48117 Property Records

Monroe County property record for 1140 Oak Trail Ct, Carleton, MI 48117

Property Summary

Property Type	Condominium
Lot Size	1.19 acres (52,189 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Oct 2023)
Tax Bill	$8,839 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-085-023-00`

Property Details

APN / Parcel Number

Primary APN	`01-085-023-00`

Exterior

Architectural Style	Condo/Apartment
Lot Area	52,189 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1140 OAK TRAIL CT
City	CARLETON
State	MI
Zip	48117-3300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T5S R9E LAZY OAK SITE CONDOMINIUM UNIT 23
Legal Subdivision	LAZY OAK SITE CONDO
Legal Unit	23
Jurisdiction	MONROE MI
Township / Civil Division	ASH
Census Block Group	3
Census Block	3033
Census Tract	830300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1140 OAK TRAIL CT, CARLETON, MI 48117-3300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jan 12, 2022	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	202315472
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1140 OAK TRAIL CT, CARLETON, MI 48117-3300
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020083
Date	Dec 8, 2025
Instrument	2025R20083

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 18, 2023
Property Address	1140 OAK TRAIL CT, CARLETON, MI 48117-3300
Document Number	0000015472
Map Reference	LB 3004 PG 255
Instrument Date	Oct 16, 2023
Instrument	2023R15472
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 OAK TRAIL CT, CARLETON, MI 48117-3300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 OAK TRAIL CT, CARLETON, MI 48117-3300

Mortgage

Document Number	0000015473
Date	Oct 18, 2023
Instrument	2023R15473

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1140 OAK TRAIL CT, CARLETON, MI 48117-3300
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 OAK TRAIL CT, CARLETON, MI 48117-3300

Mortgage

Document Number	0000000909
Date	Jan 12, 2022
Instrument	2022R00909

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ash Township
Unified School District	Airport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,100 (+19.31%) Land $341,100	$682,200 (+19.31%) Land $682,200
2025	$8,839.00 (+67.56%) Homeowner's exemption
2023	$5,275.00 Homeowner's exemption	$285,900	$571,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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