1140 N Smith Rd, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 1140 N Smith Rd, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,280 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jun 2026)
Tax Bill	$4,524 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12000230004600`

Property Details

APN / Parcel Number

Primary APN	`12000230004600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	43,560 sqft (1 acres)
Garage Area	1,480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1140 N SMITH RD
City	EATON RAPIDS
State	MI
Zip	48827-9327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	COM. 815.74 FEET N OF SW CORNER OF SEC.2, N 208.71 FEET, E AT R/A 208.71 FEET, S 208.71 FEET, W 208.71 FEET TO BEG. SEC.2, T2N,R3W, EATON RAPIDS TOWNSHIP
Legal Range	03W
Legal Township	02N
Legal Section	02
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	2
Census Block	2005
Census Tract	21201

Owner

1140 N Smith Rd is owned and occupied by an individual who bought it in June 2026.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3212 HULETT RD, MASON, MI 48854-9417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · VA Mortgage GREATER CAPITAL TITLE AND ESCROW, GREATER LANSING TITLE & ESCROW
Nov 3, 2022	Warranty Deed, Transfer · FHA Mortgage THE DART BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Nov 3, 2022 · Amount on File
Deed Book / Page	3196 / 740
Prior Transfer Date	Dec 16, 2010
Prior Transfer Doc	02317/0239
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 15, 2026
Property Address	1140 N SMITH RD, EATON RAPIDS, MI 48827-9327
Document Number	3196000740
Book / Page	3196 / 740
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	GREATER CAPITAL TITLE AND ESCROW, GREATER LANSING TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364,812.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3212 HULETT RD, MASON, MI 48854-9417
Investor	Possibly a Property Investor

Mortgage

Document Number	3196000604,
Date	Jun 15, 2026
Book Page	3196/604

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Nov 3, 2022
Property Address	1140 N SMITH RD, EATON RAPIDS, MI 48827-9327
Document Number	003027/829
Book / Page	3027 / 829
Instrument Date	Oct 21, 2022
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 N SMITH RD, EATON RAPIDS, MI 48827-9327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 BLUE RIVER DR, LANSING, MI 48911-1904

Mortgage

Document Number	0030270831
Date	Nov 3, 2022
Instrument	3027-0831

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1140 N Smith Rd was $4,524 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Eaton Rapids Township
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,700	$315,696 Land $31,000 Building $284,696
2025	$4,524.00
2023		$138,200	$276,400
2022	$2,804.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1140 N Smith Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1982–2018)
Claims Outside the SFHA	1 of 11
Most Recent Claim	May 2018 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1140 N Smith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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