1140 Lt Congleton Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 1140 Lt Congleton Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,805 sqft · built 2016
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$341,000 (May 2017)
Tax Bill	$2,677 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R07900-003-473-000`

Property Details

APN / Parcel Number

Primary APN	`R07900-003-473-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,805 sqft Living Area
1st Floor Area	2,646 sqft
Attic	Attic
Attic Area	147 sqft
Basement Area	1,159 sqft
Finished Basement	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Terrain	Low
Garage Area	60 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	398 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1140 LT CONGLETON RD
City	WILMINGTON
State	NC
Zip	28409-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 69 TARIN WOODS PH VII
Legal Subdivision	TRAIN WOODS SUBDIVISION
Legal Block	3
Legal Lot Number	69
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1032
Census Tract	12109

Owner

1140 Lt Congleton Rd is owned and occupied by an individual who bought it in May 2017.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1140 LT CONGLETON RD, WILMINGTON, NC 28409-4537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NBKC BK
May 26, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ALPHA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Deed Document Number	201717105
Deed Book / Page	6062 / 1094
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1140 LT CONGLETON RD, WILMINGTON, NC 28409-4537
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00680602873
Date	Oct 20, 2025
Book Page	6806/2873
Instrument	2025027566

Lender

Name	CORNING FCU
Type	Credit Union
Address	1 CREDIT UNION PLZ, CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1140 LT CONGLETON RD, WILMINGTON, NC 28409-4537
Document Number	0063760497
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 LT CONGLETON RD WILMINGTON NC 284094537, WILMINGTON, NC 28409-4537

Mortgage

Document Number	0063760497
Date	Nov 6, 2020
Book Page	006376/000497
Instrument	47168

Lender

Name	COASTAL FCU
Type	Credit Union
Address	BUTNER, NC 27509

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1140 LT CONGLETON RD, WILMINGTON, NC 28409-4537
Document Number	0063620866
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 IT CONGLETON RD WILMINGTON NC 28409, WILMINGTON, NC 28409

Mortgage

Document Number	0063620866
Date	Oct 1, 2020
Book Page	006362/000866
Instrument	40616

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	May 26, 2017
Property Address	1140 LT CONGLETON RD, WILMINGTON, NC 28409-4537
Document Number	0060621094
Book / Page	006062 / 001094
Instrument Date	May 9, 2017
Instrument	17106
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1140 LT CONGLETON RD WILMINGTON NC 284094537, WILMINGTON, NC 28409-4537

Mortgage

Document Number	60621098
Date	May 26, 2017
Book Page	006062/001098
Instrument	17106

Lender

Name	ALPHA MTG
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1140 Lt Congleton Rd was $2,677, up 10.7% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$693,900 (-) Land $126,100 Building $567,800	$693,900 (-) Land $126,100 Building $567,800
2025	$2,677.00 (+10.67%)	$693,900 Land $126,100 Building $567,800	$693,900 Land $126,100 Building $567,800
2024	$2,419.00 (+0.17%)
2023	$2,415.00 (-0.94%)	$453,400 Land $80,700 Building $372,700	$453,400 Land $80,700 Building $372,700
2022	$2,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1140 Lt Congleton Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 246 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	246 in force
Nearby Flood Claims	34 (1996–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1140 Lt Congleton Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on Lt Congleton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures