Monroe County property record for 1140 Howard Dr, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,340 sqft · built 1963 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,084 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-015-107-00 |
| Primary APN | 02-015-107-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 165 ft deep x 100 ft wide |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1140 HOWARD DR |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | SEC 15 T8S R7E 0.379 ACRE COM 165 FT N & 1092.71 FT N 88D 57M W FR SE COR OF NE 1/4 OF SE 1/4 OF SEC 15 TH N 88D 57M W 100 FT |
| Legal Range | 07E |
| Legal Township | 08S |
| Legal Section | 15 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 833200 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1140 HOWARD DR, TEMPERANCE, MI 48182-9356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 20, 2020 |
| Property Address | 1140 HOWARD DR, TEMPERANCE, MI 48182-9356 |
| Document Number | 0000025281 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 25281 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1140 HOWARD DR TEMPERANCE MI 481829356, TEMPERANCE, MI 48182-9356 |
| Document Number | 0000025281 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 25281 |
| Name | MORTGAGEE DIRECTIONS CU |
|---|---|
| Address | SYLVANIA, OH 43560 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 19, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,600 (+50.26%) Land $87,600 | $175,200 (+50.26%) Land $175,200 | |
| 2025 | $2,084.00 (+5.04%) Homeowner's exemption | ||
| 2023 | $1,984.00 Homeowner's exemption | $58,300 | $116,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber, Verizon.
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