1140 Floyd Stalcup Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1140 Floyd Stalcup Rd, Murphy, NC 28906

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,444 sqft · built 1982
Lot Size5.02 acres (218,671 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Apr 2003)
Tax Bill$961 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN550003039084000

Property Details

APN / Parcel Number

Primary APN550003039084000
Alternative APN
  • 8400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,444 sqft Heated Area
FlooringCarpet
Interior WallsPlywood
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area218,671 sqft (5.02 acres)
Lot Dimensions857 ft deep x 382 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area208 sqft
Deck Area36 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number8400
Street Address1140 FLOYD STALCUP RD
CityMURPHY
StateNC
Zip28906-2164
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionP/O ROBERT SHERLOCK PROP 1034/287
Legal Phase1034
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1019
Census Tract930501

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 888, MURPHY, NC 28906-0888
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2003 · Amount on Record
Deed SaleApr 1, 2003 · Amount on Record
Deed Document Number0000554110
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address1140 FLOYD STALCUP RD, MURPHY, NC 28906-2164
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTERRATITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1653/99
DateAug 17, 2020
Book Page1653/99
Instrument4295
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$961.00$130,220 (-0.12%)$130,220 (-0.12%) Land $30,050 Building $100,170
2023$130,380$130,380 Land $30,050 Building $100,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 88% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Floyd Stalcup Rd

Nearby Streets

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