Schenectady County and Rotterdam Town property record for 1140 Eugene Dr, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,487 sqft · built 1950 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,500 (Apr 2017) |
| Tax Bill | $7,524 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 71.7-2-11 |
| Primary APN | 422800 71.7-2-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,487 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| 2nd Floor Area | 280 sqft |
| Upper Floors Area | 977 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Patio Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1140 EUGENE DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,SHDM,BF STOODLEY GAR #4-98 5.-392-12 |
| Legal Subdivision | MAP #4 OF STOODLEY GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 32901 |
Source: Schenectady County and Rotterdam Town records · APN 422800 71.7-2-11
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1140 EUGENE DR, SCHENECTADY, NY 12303-4333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 06, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Apr 03, 2017 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2017 · Amount on Record |
| Deed Sale | Apr 03, 2017 · Amount on Record |
| Deed Document Number | 201714542 |
| Deed Book / Page | 1959 / 876 |
| Prior Transfer Date | Jan 15, 2015 |
| Prior Transfer Doc | 0000005341 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1140 EUGENE DR, SCHENECTADY, NY 12303-4333 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 1140 EUGENE DR, SCHENECTADY, NY 12303-4333 |
| Document Number | 0000024994 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 202524994 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1140 EUGENE DR, SCHENECTADY, NY 12303-4333 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 1140 EUGENE DR, SCHENECTADY, NY 12303-4333 |
| Document Number | 0000068802 |
|---|---|
| Date | Dec 06, 2023 |
| Book Page | 5346/239 |
| Instrument | 202368802 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1140 EUGENE DR, SCHENECTADY, NY 12303-4333 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1140 EUGENE DR, SCHENECTADY, NY 12303-4333 |
| Document Number | 0000035137 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 5123/929 |
| Instrument | 202135137 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Apr 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1140 EUGENE DR, SCHENECTADY, NY 12303-4333 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000024524 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 5013/727 |
| Instrument | 202024524 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Apr 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 03, 2017 |
| Property Address | 1140 EUGENE DR, SCHENECTADY, NY 12303-4333 |
| Document Number | 0000014542 |
| Book / Page | 001959 / 000876 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 14542 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $722.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 501 PLYMOUTH AVE SCHENECTADY NY 123083505, SCHENECTADY, NY 12308-3505 |
| Document Number | 14543 |
|---|---|
| Date | Apr 03, 2017 |
| Book Page | 004752/000253 |
| Instrument | 14543 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 02, 2047 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,524.00 | $205,000 (-) Land $13,200 Building $191,800 | $315,400 (+16.94%) Land $20,309 Building $295,091 |
| 2023 | $205,000 Land $13,200 Building $191,800 | $269,700 Land $17,366 Building $252,334 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 164 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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