1140 Carbon Jct, Apt 42, Durango, CO 81301 Property Records

La Plata County property record for 1140 Carbon Jct, Apt 42, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,308 sqft · built 2007
Lot Size	0.014 acres (600 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Mar 2026)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5669-043-01-042`

Property Details

APN / Parcel Number

Primary APN	`5669-043-01-042`
Alternative APN	`R430778`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	50 Units
Stories	3 Stories
Building Area	1,308 sqft Living Area
Gross Area	1,900 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Lot Area	600 sqft (0.014 acres)
Garage Type	Attached
Garage Area	592 sqft
Porch	Unfinished Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R430778
Street Address	1140 CARBON JCT, 42
City	DURANGO
State	CO
Zip	81301-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CANYON TERRACE PH 2 LOT: 42 UNIT 42, AS BLT PLAT 1140 CARBON JUNCTION #42 DURANGO 81301
Legal Subdivision	CANYON TERRACE PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	42
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1050
Census Tract	971100

Owner

1140 Carbon Jct, Apt 42 is owned by two individuals who bought it in March 2026.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1140 CARBON JCT, 42, DURANGO, CO 81301-3432
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage RAYMOND L SCHEMANSKI ETAL
Apr 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on File
Deed Sale	Mar 16, 2026 · Amount on File
Prior Sale	Apr 19, 2021 · Amount on File
Deed Document Number	20261252077
Record Updated	Oct 29, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 16, 2026
Property Address	1140 CARBON JCT APT 42, 42, DURANGO, CO 81301-3432
Document Number	0001252077
Map Reference	DOC 959939
Instrument Date	Mar 12, 2026
Instrument	1252077
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TITLE DURANGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1140 CARBON JCT APT 42, 42, DURANGO, CO 81301-3432

Mortgage

Document Number	0001252078
Date	Mar 16, 2026
Instrument	1252078

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 14, 2023
Property Address	1140 CARBON JCT APT 42, 42, DURANGO, CO 81301-3432
Document Number	0001225763
Map Reference	DOC 959939
Instrument Date	Sep 14, 2023
Instrument	1225763
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	TITLE DURANGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 CARBON JCT APT 42, 42, DURANGO, CO 81301-3432

Mortgage

Document Number	0001225764
Date	Sep 14, 2023
Instrument	1225764

Lender

Name	RAYMOND L SCHEMANSKI ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2053

Interest

Rate	4.2%

Mortgage

Document Number	0001226014
Date	Sep 21, 2023
Instrument	1226014

Lender

Name	RAYMOND L SCHEMANSKI ETUX
Type	Private Party
Address	298 LORRAINE CT, SOLDOTNA, AK 99669

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2053

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 19, 2021
Property Address	1140 CARBON JCT APT 42, 42, DURANGO, CO 81301-3432
Document Number	0001190700
Map Reference	DOC 959939
Instrument Date	Apr 15, 2021
Instrument	1190700
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 KNOLLS CIR, 550, DURANGO, CO 81303-6768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 CARBON JCT APT 42, 42, DURANGO, CO 81301-3432

Mortgage

Document Number	0001190701
Date	Apr 19, 2021
Instrument	1190701

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1140 Carbon Jct, Apt 42 was $1,723, up 75.3% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,040 (-2.08%) Land $5,480 Building $26,560	$523,550 (-) Land $89,600 Building $433,950
2025	$1,723.00 (+75.28%)	$32,720 Land $5,600 Building $27,120	$523,550 Land $89,600 Building $433,950
2024	$983.00 (+17.72%)
2023	$835.00 (-0.48%)	$20,950 (+0.67%) Land $4,100 Building $16,850	$312,710 (+4.4%) Land $61,230 Building $251,480
2022	$839.00	$20,810 Land $4,000 Building $16,810	$299,530 Land $57,600 Building $241,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1140 Carbon Jct, Apt 42 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 units insured incl. 6 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Apr 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1140 Carbon Jct, Apt 42 is high, ranking above 78% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 79% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: FastTrack Communications, T-Mobile.

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