1140 Bellingham Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1140 Bellingham Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,959 sqft · built 2014
Lot Size	0.184 acres (8,029 sqft)
Owner	Individual Name on Record
Last Sale	$1,160,000 (Jun 2022)
Tax Bill	$12,904 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-610-11-00`

Property Details

APN / Parcel Number

Primary APN	`122-610-11-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,959 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	8,029 sqft (0.184 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1140 BELLINGHAM DR
City	OCEANSIDE
State	CA
Zip	92057-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-MP-1
Legal Description	LOT 11 TR 015823
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015823
Legal Block	3
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1140 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Grant Deed, Transfer · Conventional Mortgage TIGER LOANS INC
Jan 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE TURNKEY FOUNDATION INC
Apr 18, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	2022270313
Prior Transfer Date	Jan 26, 2021
Prior Transfer Doc	0000073304
Record Updated	Sep 20, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2022
Property Address	1140 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Document Number	0000270313
Map Reference	MAP 15823
Instrument Date	May 23, 2022
Instrument	2022-0270313
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 BELLINGHAM DR, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	0000270314
Date	Jun 30, 2022
Instrument	2022-0270314

Lender

Name	TIGER LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	9.5%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2021
Property Address	1140 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Document Number	0000073304
Map Reference	MAP 15823
Instrument Date	Jan 26, 2021
Instrument	2021-0073304
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE OC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5001 ASHBERRY RD, CARLSBAD, CA 92008-3857

Mortgage

Document Number	0000073305
Date	Jan 29, 2021
Instrument	2021-0073305

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2017
Property Address	1140 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Document Number	0000173331
Instrument Date	Mar 20, 2017
Instrument	173331
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$801.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1140 BELLINGHAM DR OCEANSIDE CA 920572736, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	173332
Date	Apr 18, 2017
Instrument	173332

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,255,611 (+2%) Land $649,454 Building $606,157
2025	$12,904.00 (+11.3%) Homeowner's exemption	$1,230,992 (+10.9%) Land $636,720 Building $594,272
2023	$11,594.00 (+37.61%) Homeowner's exemption	$1,110,000 Land $574,000 Building $536,000
2022	$8,425.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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