1140 Alyssa Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1140 Alyssa Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,539 sqft · built 1997
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$161,000 (Oct 2009)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A972001366`

Property Details

APN / Parcel Number

Primary APN	`A972001366`
Alternative APN	`2-051B-7628-00-0048.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,539 sqft Living Area
Gross Area	3,079 sqft
1st Floor Area	1,357 sqft
Basement Area	1,313 sqft
Finished Basement	1,182 sqft
Unfinished Basement	131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,841 sqft (0.18 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	55 sqft
Deck Area	Deck Area
Patio Area	621 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972001366
Street Address	1140 ALYSSA CT
City	O FALLON
State	MO
Zip	63366-1293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE6
Legal Description	ASHFORD PL #3 LOT 48
Legal Subdivision	ASHFORD PL #3
Legal Lot Number	48
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1010
Census Tract	311603

Owner

1140 Alyssa Ct is owned and occupied by two individuals who bought it in October 2009.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1140 ALYSSA CT, O FALLON, MO 63366-1293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit IAA CU
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage IAA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2009 · Amount on File
Deed Sale	Oct 21, 2009 · Amount on File
Prior Sale	Jul 27, 2009 · Amount on File
Deed Document Number	2009817690
Deed Book / Page	5282 / 645
Prior Transfer Date	Aug 12, 2006
Prior Transfer Doc	0045961605
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1140 ALYSSA CT, O FALLON, MO 63366-1293
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 ALYSSA CT, O FALLON, MO 63366-1293

Mortgage

Document Number	0000055071
Date	Oct 6, 2022
Instrument	2022R-055071

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61701

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1140 ALYSSA CT, O FALLON, MO 63366-1293
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071221895
Date	Aug 13, 2019
Book Page	7122/1895
Instrument	20190813000425150

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1140 Alyssa Ct was $3,671, up 5.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,094 (-)	$300,492 (-) Land $60,000 Building $240,492
2025	$3,671.00 (+5.49%)	$57,094	$300,492 Land $60,000 Building $240,492
2024	$3,480.00
2023		$52,533
2022			$276,490 Land $50,000 Building $226,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1140 Alyssa Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1140 Alyssa Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Alyssa Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures