114 Windsor Dr, Sparta, TN 38583 Property Records

White County property record for 114 Windsor Dr, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,188 sqft · built 2016
Lot Size	0.239 acres (10,414 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Feb 2025)
Tax Bill	$1,100 (2021)
Deeds & Mortgages	Sep 2022 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`093059G E 01100`

Property Details

APN / Parcel Number

Primary APN	`093059G E 01100`
Alternative APN	`059G E 01100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Lot Area	10,414 sqft (0.239 acres)
Lot Dimensions	127 ft deep x 82 ft wide
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	114 WINDSOR DR
City	SPARTA
State	TN
Zip	38583-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	DISTRICT: 1
Legal Subdivision	JEFF HICKEY SUBDIVISION
Legal Lot Number	9
Jurisdiction	WHITE TN
Township / Civil Division	1
Census Block Group	1
Census Block	1024
Census Tract	935400

Owner

114 Windsor Dr is owned and occupied by an individual who bought it in February 2025.

Source: White County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	114 WINDSOR DR, SPARTA, TN 38583-2300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 12, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 18, 2019	Warranty Deed, Transfer · VA Mortgage ISERVE RESID'L LNDG
Aug 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025 · Amount on File
Deed Sale	Feb 18, 2025 · Amount on File
Prior Sale	Sep 18, 2019 · Amount on File
Deed Document Number	2025570
Deed Book / Page	568 / 870
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	114 WINDSOR DR, SPARTA, TN 38583-2300
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 WINDSOR DR, SPARTA, TN 38583-2300

Mortgage

Document Number	0RB517/992
Date	Sep 26, 2022
Book Page	RB517/992
Instrument	22004455

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Apr 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	114 WINDSOR DR, SPARTA, TN 38583-2300
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB481/277
Date	May 12, 2021
Book Page	RB481/277
Instrument	21002249

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	114 WINDSOR DR, SPARTA, TN 38583-2300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002014
Date	Jun 20, 2018
Book Page	RB417/181
Instrument	18002014

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 13, 2048

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Sep 18, 2019
Property Address	114 WINDSOR DR, SPARTA, TN 38583-2300
Document Number	0000003346
Book / Page	000440 / 000889
Instrument Date	Sep 13, 2019
Instrument	3346
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	CORNERSTONE TITLE/TENNESSEE LLC, CORNERSTONE TITLE/TENNESSEE LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$563.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 WINDSOR DR SPARTA TN 385832300, SPARTA, TN 38583-2300

Mortgage

Document Number	3347
Date	Sep 18, 2019
Book Page	000440/000891
Instrument	3347

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92127

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITE TN
Recording Date	Aug 1, 2017
Property Address	114 WINDSOR DR, SPARTA, TN 38583-2300
Document Number	0000002537
Book / Page	000400 / 000790
Instrument Date	Jul 31, 2017
Instrument	2537
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	114 WINDSOR DR SPARTA TN 385832300, SPARTA, TN 38583-2300

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,575 Land $4,500 Building $57,075	$246,300 Land $18,000 Building $228,300
2023		$37,075 Land $3,000 Building $34,075
2021	$1,100.00
2020			$148,300 Land $12,000 Building $136,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 Windsor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Windsor Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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