114 Windridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 114 Windridge Rd, Beech Mountain, NC 28604 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,440 sqft · built 2024
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$790,000 (Jul 2026)
Tax Bill$1,640 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1950-46-9755-000

Property Details

APN / Parcel Number

Primary APN1950-46-9755-000
Alternative APNs
  • 1051291
  • 1859636

Interior

Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area13,504 sqft (0.31 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1859636
Street Address114 WINDRIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARTER HILLS D 040
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1026
Census Tract921000

Owner

Source: Watauga County records · APN 1950-46-9755-000

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address114 WINDRIDGE RD, BEECH MOUNTAIN, NC 28604-8245
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 12, 2025Deed of Trust, Mortgage · Commercial Mortgage
NEW PEOPLES BANK INC
Jun 18, 2025Warranty Deed, Transfer · Conventional Mortgage
LOAN PRONTO INC
Dec 29, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Prior SaleJun 18, 2025 · Amount on Record
Deed Document Number2026761922
Deed Book / Page2496 / 12
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJul 31, 2026
Property Address114 WINDRIDGE RD, BEECH MOUNTAIN, NC 28604-8245
Document Number0000761922
Book / Page2496 / 12
Instrument DateJul 27, 2026
Instrument2026761922
Transaction TypeTransfer
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$159,580.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 WINDRIDGE RD, BEECH MOUNTAIN, NC 28604-8245

Mortgage

Document Number0000761923,
DateJul 31, 2026
Instrument2026761923
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address114 WINDRIDGE RD, BEECH MOUNTAIN, NC 28604-8245
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3455 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-7202

Mortgage

Document Number0024300777
DateMay 12, 2025
Book Page2430/777
Instrument749850
Lender
NameNEW PEOPLES BANK INC
TypeBank
AddressBOONE, NC 28607
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJun 18, 2025
Property Address114 WINDRIDGE RD, BEECH MOUNTAIN, NC 28604-8245
Document Number0024360896
Book / Page2436 / 896
Map ReferenceMB 6 PG 220
Instrument DateJun 17, 2025
Instrument750998
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3455 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-7202

Transferred To (Grantee/Buyer)

NameVerified Name
Address2700 HIGH RIDGE RD, CHARLOTTE, NC 28270-0633

Mortgage

Document Number0000750999
DateJun 18, 2025
Instrument750999
Lender
NameLOAN PRONTO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateDec 29, 2023
Property Address114 WINDRIDGE RD, BEECH MOUNTAIN, NC 28604-8245
Document Number0023670072
Book / Page2367 / 72
Map ReferenceMB 6 PG 220
Instrument DateDec 23, 2023
Instrument737473
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
Tax$62.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 110, BOONE, NC 28607-0655

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 GOLF VIEW DR, BEECH MOUNTAIN, NC 28604-8073

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,640.00 (+763.16%)$475,800 (+2,327.55%) Land $19,600 Building $456,200
2024$190.00$19,600 Land $19,600
2023$19,600 Land $19,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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