Putnam County property record for 114 Windmill Creek Cir, Satsuma, FL 32189
| Property Type | Single Family Home |
|---|---|
| Details | 2,508 sqft · built 1984 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Feb 2017) |
| Tax Bill | $1,956 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-26-9510-000.0-015.0 |
| Primary APN | 02-11-26-9510-000.0-015.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 12 Plumbing Fixtures |
|---|---|
| Building Area | 2,508 sqft Living Area |
| 1st Floor Area | 1,601 sqft |
| Flooring | Steel Beam |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Stucco |
| Lot Area | 48,787 sqft (1.12 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 873 sqft |
| Deck Area | 80 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 68486 |
|---|---|
| Street Address | 114 WINDMILL CREEK CIR |
| City | SATSUMA |
| State | FL |
| Zip | 32189-2474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NW1/4 OF SE1/4 (LOT 15 |
| Legal Range | 26E |
| Legal Township | 11S |
| Legal Section | 02 |
| Legal Lot Number | 15 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | CRESCENT CITY |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 951200 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 114 WINDMILL CREEK CIR, SATSUMA, FL 32189-2474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Feb 21, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2017 · Amount on Record |
| Deed Sale | Feb 21, 2017 · Amount on Record |
| Prior Sale | Aug 26, 2003 · Amount on Record |
| Deed Document Number | 201754003033 |
| Deed Book / Page | 1465 / 1539 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 114 WINDMILL CREEK CIR, SATSUMA, FL 32189-2474 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 114 WINDMILL CREEK CIR, SATSUMA, FL 32189-2474 |
| Document Number | 0016490579 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 1649/579 |
| Instrument | 202154029589 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Feb 21, 2017 |
| Property Address | 114 WINDMILL CREEK CIR, SATSUMA, FL 32189-2474 |
| Document Number | 0014651539 |
| Book / Page | 1465 / 1539 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 201754003033 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | GULLETT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 577 BASS LAKE DR, 577, PISGAH FOREST, NC 28768-7841 |
| Name | Verified Name |
|---|---|
| Address | 114 WINDMILL CREEK CIR, SATSUMA, FL 32189-2474 |
| Document Number | 14651544 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 1465/1544 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,956.00 (+13.92%) Homeowner's exemption | $137,680 (+5.98%) | $220,450 (-1.49%) Land $20,160 Building $200,290 |
| 2023 | $1,717.00 (+6.05%) Homeowner's exemption | $129,910 (+3%) | $223,780 (+15.97%) Land $13,440 Building $210,340 |
| 2022 | $1,619.00 Homeowner's exemption | $126,130 | $192,960 Land $10,080 Building $182,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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