114 White St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 114 White St, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,696 sqft · built 1989
Lot Size1.46 acres (63,598 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (May 2000)
Tax Bill$14,279 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00130-0000-00001-01

Property Details

APN / Parcel Number

Primary APN21-00130-0000-00001-01
Alternative APNs
  • 21001300000000010001
  • 052853

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,696 sqft Living Area
1st Floor Area1,582 sqft
Upper Floors Area612 sqft
Basement Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleContemporary
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area63,598 sqft
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Deck Area938 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Account Number052853
Street Address114 WHITE ST
CityHOWELL
StateNJ
Zip07731-1229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARE2
Legal SubdivisionMINOR SUB
Legal Block130
Legal Lot Number1.1
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group2
Census Block2014
Census Tract811200

Owner

114 White St is owned and occupied by two individuals who acquired it in July 2025.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address114 WHITE ST, HOWELL, NJ 07731-1229
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Jul 14, 2017Grant Deed, Transfer · Conventional Mortgage
KS STATEBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2000 · Amount on File
Deed SaleMay 26, 2000 · Amount on File
Deed Book / Page5939 / 827
Last Transfer DateJul 7, 2025
Transfer Doc0097469515
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address114 WHITE ST, HOWELL, NJ 07731-1229
Transaction TypeMortgage
Record UpdatedMar 29, 2021
Title CompanySIGNATURE SETTLEMENT AND TITLE A, SIGNATURE SETMNT & TTL AGCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094795019
DateFeb 5, 2021
Book Page9479/5019
Instrument2021019418
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2051

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJul 14, 2017
Property Address114 WHITE ST, HOWELL, NJ 07731-1229
Document Number0000067360
Book / Page009235 / 008930
Instrument DateJun 28, 2017
Instrument67360
Transaction TypeTransfer
Record UpdatedAug 4, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$366.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 WHITE ST HOWELL NJ 077311229, HOWELL, NJ 07731-1229

Mortgage

Document Number67361
DateJul 14, 2017
Book Page009235/008939
Instrument67361
Lender
NameKS STATEBANK
AddressMANHATTAN, KS 66502
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 114 White St was $14,279, up 4.3% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$891,800 (+7.24%) Land $322,600 Building $569,200$891,800 (+7.24%) Land $322,600 Building $569,200
2025$14,279.00 (+4.29%)$831,600 Land $267,600 Building $564,000$831,600 Land $267,600 Building $564,000
2024$13,691.00
2023$716,300 Land $175,600 Building $540,700$716,300 Land $175,600 Building $540,700
2022$13,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 White St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 White St is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 68% of New Jersey
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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