114 Wayne Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 114 Wayne Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	1 ba · 720 sqft · built 1950
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Oct 2021)
Tax Bill	$595 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`135B C 014`

Property Details

APN / Parcel Number

Primary APN	`135B C 014`
Alternative APN	`0000058669`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1976
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000058669
Street Address	114 WAYNE AVE
City	CHATTANOOGA
State	TN
Zip	37405-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT PT 14 VALHAMBROSIA PB 4 PG 17 18
Legal Subdivision	VALHAMBROSIA
Legal Lot Number	14
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1010
Census Tract	10901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

114 Wayne Ave is owned by an individual who bought it in October 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	1910 E 14TH ST, CHATTANOOGA, TN 37404-4433
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 25, 2021	Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Deed Document Number	0012705125
Deed Book / Page	12705 / 125
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	114 WAYNE AVE, CHATTANOOGA, TN 37405-3734
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000143
Date	Apr 27, 2022
Book Page	12936/751
Instrument	2022042700143

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 25, 2021
Property Address	114 WAYNE AVE, CHATTANOOGA, TN 37405-3734
Document Number	0000000279
Book / Page	12705 / 125
Map Reference	MB 4 PG 17&18
Instrument Date	Oct 25, 2021
Instrument	2021102500279
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SOLUTIONS

Transaction

Amount	Amount on Record
Tax	$305.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 E 14TH ST, CHATTANOOGA, TN 37404-4433

Tax Assessment & Valuation

The 2025 property tax bill for 114 Wayne Ave was $595, up 28.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$595.00 (+28.23%)	$39,300 (+89.4%)	$157,200 (+89.4%) Land $90,000 Building $67,200
2024	$464.00	$20,750 (-)	$83,000 (-) Land $60,000 Building $23,000
2023	$464.00	$20,750 (-)	$83,000 (-) Land $60,000 Building $23,000
2022	$464.00	$20,750	$83,000 Land $60,000 Building $23,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 Wayne Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Wayne Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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