114 Walnut Hill Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 114 Walnut Hill Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,624 sqft · built 1988
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,500 (Sep 2018)
Tax Bill	$4,873 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`A953000895`

Property Details

APN / Parcel Number

Primary APN	`A953000895`
Alternative APN	`3-157C-7070-00-0102.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,624 sqft Living Area
Gross Area	4,658 sqft
1st Floor Area	2,624 sqft
Basement Area	1,593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	285 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A953000895
Street Address	114 WALNUT HILL DR
City	SAINT CHARLES
State	MO
Zip	63304-4547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT CREEK #1 RESUB LOTS 102-103 LOT 102
Legal Subdivision	WALNUT CREEK RESUB LOT 102-103
Legal Lot Number	102
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1008
Census Tract	311114

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Sep 5, 2019	Grant Deed, Construction Loan · Line of Credit FIRST ST BK/ST CHARLES
Dec 21, 2018	Warranty Deed, Construction Loan · Line of Credit FIRST ST BK/ST CHARLES
Sep 7, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MIDLAND STATES BANK
Jan 2, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST ST BK/ST CHARLES
Oct 20, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	2018515680
Deed Book / Page	6974 / 767
Prior Transfer Date	Aug 29, 2018
Prior Transfer Doc	0069740767
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	114 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547

Mortgage

Document Number	2021R089766
Date	Oct 29, 2021
Instrument	2021R-089766

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	114 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072710569
Date	Apr 16, 2020
Book Page	7271/569
Instrument	20200416000235510

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	116 Months
Due	Dec 2, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	114 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071961335
Date	Dec 10, 2019
Book Page	7196/1335
Instrument	20191210000709160

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 2, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 5, 2019
Property Address	114 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547
Document Number	0071370303
Book / Page	007137 / 000303
Instrument Date	Aug 15, 2019
Instrument	480140
Transaction Type	Construction Loan
Record Updated	Oct 4, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	114 WALNUT HILL DR ST CHARLES MO 633044547, ST CHARLES, MO 63304-4547

Mortgage

Document Number	71370307
Date	Sep 5, 2019
Book Page	007137/000307
Instrument	480150

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301-1852

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 4, 2020

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 21, 2018
Property Address	114 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547
Document Number	0070171963
Book / Page	007017 / 001963
Instrument Date	Dec 19, 2018
Instrument	712660
Transaction Type	Construction Loan
Record Updated	Jan 21, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14 WALNUT HILL CT ST CHARLES MO 633044565, ST CHARLES, MO 63304-4565

Mortgage

Document Number	70171965
Date	Dec 21, 2018
Book Page	007017/001965
Instrument	712670

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301-1852

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 20, 2019

Interest

Rate Type	Adjustable Rate

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 7, 2018
Property Address	114 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547
Document Number	0069740767
Book / Page	6974 / 0767
Map Reference	MB 31 PG 346
Instrument Date	Aug 29, 2018
Instrument	20180907000515680
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 WALNUT HILL DR, 114, SAINT CHARLES, MO 63304-4547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547

Mortgage

Document Number	20180907000515690
Date	Sep 7, 2018
Instrument	20180907000515690

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2038

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 2, 2018
Property Address	114 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547
Document Number	0068610474
Book / Page	006861 / 000474
Instrument Date	Dec 18, 2017
Instrument	770
Transaction Type	Construction Loan
Record Updated	Jan 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 ARDWICK DR ST PETERS MO 633763118, ST PETERS, MO 63376-3118

Mortgage

Document Number	68610474
Date	Jan 2, 2018
Book Page	006861/000474
Instrument	770

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301-1852

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2019

Interest

Rate Type	Adjustable Rate

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 20, 2017
Property Address	114 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547
Document Number	0068262000
Book / Page	006826 / 002000
Instrument Date	Oct 12, 2017
Instrument	662230
Transaction Type	Foreclosure
Record Updated	Oct 27, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 ARDWICK DR ST PETERS MO 633763118, ST PETERS, MO 63376-3118

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,249 (-)	$432,889 (-) Land $65,000 Building $367,889
2025	$4,873.00 (+12.88%)	$82,249 (+13.68%)	$432,889 (+13.68%) Land $65,000 Building $367,889
2024	$4,317.00
2023		$72,351
2022			$380,794 Land $65,000 Building $315,794

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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