Kane County property record for 114 Wall St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,344 sqft · built 1951 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Sep 2018) |
| Tax Bill | $8,098 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-351-019 |
| Primary APN | 12-02-351-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,688 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Wood |
| Lot Area | 6,900 sqft (0.158 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Window A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 114 WALL ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15 4 PT 15 1 PT |
| Legal Subdivision | 4 HOWARD & BAIRD ADDN |
| Legal Block | 5 |
| Legal Lot Number | 1,4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 852500 |
114 Wall St is owned and occupied by an individual who bought it in September 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 WALL ST, GENEVA, IL 60134-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Sep 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Jun 1, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on File |
| Deed Sale | Sep 17, 2018 · Amount on File |
| Prior Sale | Jul 12, 2006 · Amount on File |
| Deed Document Number | 201845380 |
| Prior Transfer Date | Apr 24, 2017 |
| Prior Transfer Doc | 0000027755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 114 WALL ST, GENEVA, IL 60134-2219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000008488 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021K008488 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 17, 2018 |
| Property Address | 114 WALL ST, GENEVA, IL 60134-2219 |
| Document Number | 0000045380 |
| Instrument Date | Aug 12, 2018 |
| Instrument | 2018K045380 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2213 PINECREST DR, 2213, FERNDALE, MI 48220-1235 |
| Name | Verified Name |
|---|---|
| Address | 1512 LANG DR, BOLINGBROOK, IL 60490-1019 |
| Document Number | 0000045381 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 2018K045381 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 1, 2017 |
| Property Address | 114 WALL ST, GENEVA, IL 60134-2219 |
| Document Number | 0000027755 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 27755 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 114 WALL ST GENEVA IL 601342219, GENEVA, IL 60134-2219 |
| Document Number | 27756 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 27756 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 31, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 114 Wall St was $8,098 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,098.00 Homeowner's exemption | $120,123 (+8.5%) Land $28,897 Building $91,226 | $360,513 (+8.5%) Land $86,726 Building $273,788 |
| 2024 | $110,712 Land $26,633 Building $84,079 | $332,269 Land $79,931 Building $252,338 | |
| 2022 | $7,307.00 (+3.09%) Homeowner's exemption | $93,521 (+3.86%) Land $22,498 Building $71,023 | $280,563 (+3.86%) Land $67,494 Building $213,069 |
| 2021 | $7,088.00 Homeowner's exemption | $90,045 Land $21,662 Building $68,383 | $270,135 Land $64,986 Building $205,149 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 114 Wall St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2002–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Wall St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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