114 Wabash Spur Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 114 Wabash Spur Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,276 sqft · built 2010
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$189,000 (Oct 2017)
Tax Bill$3,595 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Oct 2017 Transfer
Flood ZoneZone X (minimal risk)
APNT090300144

Property Details

APN / Parcel Number

Primary APNT090300144
Alternative APN
  • 2-056B-A614-00-0097.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,276 sqft Living Area
Gross Area2,972 sqft
1st Floor Area1,276 sqft
Basement Area1,276 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area94 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT090300144
Street Address114 WABASH SPUR DR
CityO FALLON
StateMO
Zip63366-2616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWABASH WOODS #2 LOT 97
Legal SubdivisionWABASH WOODS #2
Legal Lot Number97
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1046
Census Tract311602

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address114 WABASH SPUR DR, O FALLON, MO 63366-2616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2017Warranty Deed, Transfer · FHA Mortgage
GERSHMAN INVESTMENT CORP
Oct 12, 2017Quit Claim Deed, Transfer
HILLSBORO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2017 · Amount on Record
Deed SaleOct 12, 2017 · Amount on Record
Prior SaleJun 10, 2010 · Amount on Record
Deed Document Number2017640960
Deed Book / Page6821 / 2387
Prior Transfer DateSep 26, 2017
Prior Transfer Doc0068212385
Record UpdatedJun 8, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 12, 2017
Property Address114 WABASH SPUR DR, O FALLON, MO 63366-2616
Document Number0068212387
Book / Page6821 / 2387
Map ReferenceMB 45 PG 376
Instrument DateOct 10, 2017
Instrument20171012000640960
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 WABASH SPUR DR, O FALLON, MO 63366-2616

Mortgage

Document Number20171012000640970
DateOct 12, 2017
Instrument20171012000640970
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateOct 12, 2017
Property Address114 WABASH SPUR DR, O FALLON, MO 63366-2616
Document Number0068212385
Book / Page006821 / 002385
Instrument DateSep 26, 2017
Instrument640950
Transaction TypeTransfer
Record UpdatedOct 17, 2017
Title CompanyHILLSBORO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 WABASH SPUR DR O FALLON MO 633662616, O FALLON, MO 63366-2616

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,595.00 (+8.45%)$55,891 (+11.75%)$294,164 (+11.75%) Land $70,001 Building $224,163
2024$3,315.00
2023$50,015
2022$263,237 Land $50,001 Building $213,236

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims23 (1981–2022)
Claims Outside the SFHA2 of 23
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.

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