114 W Water St, Pendleton, IN 46064 Property Records

Madison County property record for 114 W Water St, Pendleton, IN 46064

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,122 sqft · built 1946
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$218,100 (Nov 2020)
Tax Bill$1,267 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Sep 2019 Sale
Flood ZoneZone X (minimal risk)
APN48-14-16-300-099.000-013

Property Details

APN / Parcel Number

Primary APN48-14-16-300-099.000-013
Alternative APNs
  • 00001221791
  • 341269B

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,122 sqft Living Area
1st Floor Area1,122 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1987
Construction TypeBrick
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area60 sqft
Patio Area248 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001221791
Street Address114 W WATER ST
CityPENDLETON
StateIN
Zip46064-1053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTAYLORS 49' E END 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal SubdivisionALBERT B TAYLORS FIRST ADDITION
JurisdictionMADISON IN
Township / Civil DivisionFALL CREEK
Census Block Group1
Census Block1012
Census Tract11700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Pendleton Historic District
listed 1991 · 423 contributing resources · NRIS 91000788

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address114 W WATER ST, PENDLETON, IN 46064-1053
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Warranty Deed, Transfer · Conventional Mortgage
BAILEY & WOOD FINANCIAL GROUP
Sep 23, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2020 · Amount on Record
Deed SaleNov 25, 2020 · Amount on Record
Prior SaleSep 23, 2019 · Amount on Record
Deed Document Number202018390
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IN
Recording DateNov 25, 2020
Property Address114 W WATER ST, PENDLETON, IN 46064-1053
Document Number2020R18390
Map ReferenceBK 1 PG 55
Instrument DateNov 16, 2020
Instrument2020R18390
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address114 W WATER ST, PENDLETON, IN 46064-1053

Mortgage

Document Number2020R18391
DateNov 25, 2020
Instrument2020R18391
Lender
NameBAILEY & WOOD FINANCIAL GROUP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IN
Recording DateSep 23, 2019
Property Address114 W WATER ST, PENDLETON, IN 46064-1053
Document Number2019R13240
Instrument DateSep 20, 2019
Instrument2019R13240
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 W WATER ST, PENDLETON, IN 46064-1053

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMadison County
County SubdivisionFall Creek Township
MunicipalityPendleton Town
Unified School DistrictSouth Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,267.00 (+12.72%) Homeowner's exemption$137,500 (+17.52%) Land $16,700 Building $120,800$137,500 (+17.52%) Land $16,700 Building $120,800
2024$1,124.00 (+6.14%)
2023$117,000 (-1.43%) Land $15,900 Building $101,100$117,000 (-1.43%) Land $15,900 Building $101,100
2022$1,059.00$118,700 Land $15,000 Building $103,700$118,700 Land $15,000 Building $103,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims8 (1992–2026)
Claims Outside the SFHA1 of 8
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINGALLS WATER COMPANY
serves 7,600 people · EPA ID IN5248012
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed, Central Indiana Communications, Frontier, Metronet, Verizon.

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