114 W Bay View Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 114 W Bay View Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,048 sqft · built 1980
Lot Size	0.346 acres (15,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$839,000 (Mar 2025)
Tax Bill	$9,816 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-412-05517016`

Property Details

APN / Parcel Number

Primary APN	`02-412-05517016`
Alternative APNs	`2-412-05517016` `41205517016`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,048 sqft Living Area
Gross Area	4,508 sqft
1st Floor Area	2,286 sqft
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,049 sqft (0.346 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Solar
Sewer	Municipal

Location & Zoning

Account Number	41205517016
Street Address	114 W BAY VIEW DR
City	ANNAPOLIS
State	MD
Zip	21403-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 16 BK W SC 4 PL 1 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	W
Legal Lot Number	16
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3022
Census Tract	702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1030 D ST NE, WASHINGTON, DC 20002-6130
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage KERWIN MORTGAGE CORPORATION
Nov 22, 2022	Intrafamily Transfer, Transfer BAY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2025 · Amount on Record
Deed Sale	Mar 5, 2025 · Amount on Record
Prior Sale	Oct 27, 1982 · Amount on Record
Deed Book / Page	41140 / 26
Prior Transfer Date	Aug 8, 2022
Prior Transfer Doc	0392860491
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 3, 2026
Property Address	114 W BAY VIEW DR, ANNAPOLIS, MD 21403-3805
Document Number	4222000396
Book / Page	42227 / 396
Instrument Date	Mar 12, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	114 W BAY VIEW DR, ANNAPOLIS, MD 21403-3805

Mortgage

Document Number	4222000396,
Date	Apr 3, 2026
Book Page	42227/396

Lender

Name	KERWIN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 22, 2022
Property Address	114 W BAY VIEW DR, ANNAPOLIS, MD 21403-3805
Document Number	0392860491
Book / Page	39286 / 491
Map Reference	MB 31 FO 23
Instrument Date	Aug 8, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	BAY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	114 W BAY VIEW DR, ANNAPOLIS, MD 21403-3805
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$885,500 (+7.06%) Land $376,100 Building $509,400	$885,500 (-) Land $376,100 Building $509,400
2025	$9,816.00 (+7.07%)	$827,100 (+16.44%)	$885,500 (+24.67%) Land $376,100 Building $509,400
2024	$9,168.00 (+88.84%)
2023	$4,855.00 Homeowner's exemption	$710,300 Land $376,100 Building $334,200	$710,300 Land $376,100 Building $334,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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